Business Equipment Loans in Folsom, CA
Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit
You Have The Skills, Now Get The Tools
Our equipment loans in Folsom, CA, are here to make your business dreams a reality. From upgrading machinery to adding new tools, we’ll help you stay competitive and successful.
Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.
Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.
Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Folsom Equipment Loans
From lines of credit to secured loans, StartCap provides diverse financing options tailored to your business needs. Whatever your goals are, we’ll help you achieve them with flexible loan solutions.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Folsom or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Folsom, CA
No matter where you're located, our equipment loans in Folsom and surrounding cities are designed to help your business grow. With fast approvals and flexible financing, we’re ready to partner with you. From Orangevale to Rancho Cordova and beyond, we've got you covered.
Equipment Loan FAQ's
Situated near the scenic Folsom Lake, businesses in this California community often seek reliable equipment financing solutions. Local founders and start-ups understand the critical importance of securing appropriate funding to purchase essential machinery and technology for their operations.
Here are a few local suggestions:- Bank of the West at Bidwell Street & Glenn Drive
- US Bank at East Bidwell Street & Blue Ravine Road
- Golden 1 Credit Union at East Natoma Street & Green Valley Road
- Folsom Lake Bank at Iron Point Road & Blue Ravine Road
- Chase Bank at Bidwell Street & East Bidwell Street
- Wells Fargo at Blue Ravine Road & Bidwell Street
For new business owners exploring equipment loan options, StartCap provides comprehensive financing solutions tailored to specific regional needs. Regional lenders in Sacramento County offer diverse programs designed to support local economic growth and help emerging enterprises acquire necessary equipment efficiently.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for equipment loans in Folsom, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Folsom, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Equipment financing in Folsom, CA covers a wide range of business needs, from commercial kitchen appliances for local restaurants near Bidwell Street to heavy machinery for construction projects along the American River corridor. Agricultural businesses in Sacramento County can secure loans for tractors, irrigation systems, and processing equipment to support their operations.
Local start-ups and small businesses might explore financing options for vehicles, computer systems, manufacturing tools, restaurant grade refrigeration units, and specialized technology specific to their industry. Lenders typically consider the equipment's value, potential revenue generation, and the borrower's financial stability when evaluating equipment loan applications in California.
