Great Rates, Less Requirements & Smaller Down Payments
StartCap makes SBA loans in Gatesville, TX simple and effective for small businesses. We offer competitive terms and personalized assistance to help you thrive. Let us help you take the next step in your business journey.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Gatesville SBA Loans
StartCap supports businesses in Coryell County with tailored financial solutions designed to meet their specific needs. From expansion to cash flow management, we offer the resources you need to achieve sustainable growth.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Gatesville or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Gatesville, TX
Entrepreneurs in Gatesville and surrounding areas can access tailored financial solutions to help them grow their businesses. Our tools are designed to meet the unique needs of every entrepreneur. From Fort Hood to Lampasas and beyond, we're your credit line specialists.
SBA Loan FAQ's
Gatesville, TX sits amid rolling Central Texas plains, where small business financing remains critical for economic growth. Local founders seeking SBA loans discover multiple pathways to secure essential capital for their regional ventures.
Here are a few local suggestions:- First National Bank of Gatesville at Main Street & Leon River Road
- Coryell County State Bank at Highway 36 & Bridge Street
- Texas Hill Country Credit Union at State Highway 36 West
- Gates Financial Services at Leon River Boulevard
- Central Texas Community Bank at FM 116
Small business owners investigating financing options might explore several SBA loan types, including 7(a) programs for working capital, equipment purchases, and real estate acquisitions. Founders can leverage these resources to transform local business concepts into sustainable enterprises across Coryell County's dynamic economic environment.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Gatesville, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Gatesville, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Gatesville, TX, located in Coryell County, small business owners can access SBA loans across various industry segments. Manufacturing, retail, service-based companies like plumbing contractors, HVAC technicians, and local agricultural businesses often qualify for these financing opportunities.
Professional services including construction firms, veterinary clinics, and local restaurants within the Greater Gatesville economic region may also secure Small Business Administration funding. Restaurant owners, independent contractors, and startup founders should review specific SBA requirements for their precise business classification.