SBA Loans in Georgetown, TX
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
Small businesses in Georgetown, TX benefit from StartCap’s hassle-free SBA loans. Our competitive rates and tailored guidance provide the support you need to thrive. Take the next step in your business journey with us.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Georgetown SBA Loans
StartCap delivers flexible financial solutions to businesses in Williamson County, providing the capital needed to fuel growth and overcome obstacles. Our goal is to support your business in achieving its potential and long-term success.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Georgetown or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Georgetown, TX
In Georgetown and surrounding areas, entrepreneurs can take advantage of flexible financial solutions that are tailored to help them expand and succeed. Access is easier than ever. From Round Rock to Manor and beyond, we're your credit line specialists.
SBA Loan FAQ's
Georgetown, TX sits among rolling hills and historic charm, offering a dynamic business ecosystem for founders seeking financial support. Small business owners explore various funding strategies, with SBA loans emerging as a critical resource for growth and expansion in Williamson County.
Local financial institutions recognize the diverse needs of new business owners, providing targeted lending solutions. SBA loan programs can help cover operational costs, equipment purchases, real estate investments, and working capital for emerging enterprises in the Greater Austin metropolitan region.
Here are a few local suggestions:- First Texas Bank at University Avenue & Williams Street
- Community Bank & Trust at Main Street & Cedar Street
- Greater Texas Credit Union at Interstate 35 & Wolf Ranch Parkway
- Texas National Bank at Austin Avenue & Third Street
- Amplify Credit Union at Research Boulevard & MoPac Expressway
- First Financial Bank at Interstate 35 & San Gabriel Drive
Interest rates for SBA loans in Georgetown, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Georgetown, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Georgetown, TX, SBA loans accommodate diverse businesses across Williamson County. Retail shops, restaurants, professional services, and tech startups frequently qualify for Small Business Administration financing. Local establishments like home services providers, construction companies, and specialized consulting firms often meet eligibility requirements.
Qualifying businesses must typically operate in Georgetown with fewer than 500 employees and demonstrate strong financial health. Service industries including plumbing, electrical contractors, landscaping businesses, and medical practices can access these critical funding resources. Manufacturing, wholesale trade, and agricultural enterprises also potentially secure SBA loan support.
