Hondo Small Business Administration

SBA Loans in Hondo, TX

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

Get Pre-Approved  
No Impact on Credit!
Avatar photo
Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
SBA Loan Image
A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

At StartCap, we make SBA loans in Hondo, TX accessible for small businesses. Our simple process and tailored support ensure you have the resources to succeed. Build your business with a trusted partner today.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
Low Rates Icon

Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

25 Year Icon

Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

Equipment Icon

Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Texas's Small Business Launchpad

We're More Than Hondo SBA Loans

StartCap provides businesses in Medina County with the resources they need to succeed. Our tailored financial solutions are designed to help you grow, manage cash flow, and achieve your goals with ease and support.

Launchpad Image

From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

Marketing Image
Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Hondo or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Medina County

Find SBA Loans Near Hondo, TX

For entrepreneurs in Hondo and its surrounding cities, personalized financial support is available to meet your needs. Flexible solutions help take your venture to the next level. From Lakehills to Alamo Heights and beyond, we're your credit line specialists.

Map Image

SBA Loan FAQ's

  Are there any local lenders in Hondo that can help with SBA loans?

Hondo, TX sits amid the rolling Texas Hill Country, where local business owners seek financial support for their dreams. Small enterprises in Medina County often explore Small Business Administration (SBA) loan options to fuel growth and expansion of their operations.

Here are a few local suggestions:
  • First National Bank of Hondo at Main Street & 13th Street
  • Medina County State Bank at Live Oak Street & 11th Street
  • Bandera Credit Union at Highway 16 & Veterans Drive
  • Texas Hill Country Community Bank at Front Street & Center Avenue

StartCap provides comprehensive SBA loan guidance for founders looking beyond traditional banking channels. Local start-ups can explore 7(a) loans for working capital, equipment purchases, and real estate acquisitions, tailoring financing strategies to their specific business requirements in the Texas Hill Country region.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Hondo, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Hondo, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

In Medina County's Hondo business district, small enterprises ranging from local service providers to retail establishments often qualify for SBA loans. Agricultural support businesses, construction firms, and professional services near State Highway 90 frequently meet loan eligibility requirements.

Restaurant owners, automotive repair shops, and independent contractors in TX can access various SBA loan programs. Startups with strong business plans in sectors like technology, hospitality, and home improvement services typically receive favorable consideration from lending institutions.

Elevate Yourself

Get Pre-Approved