Millbrae Small Business Administration

SBA Loans in Millbrae, CA

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

SBA loans in Millbrae, CA from StartCap offer flexible options for small businesses. Our easy application process and competitive rates help you secure the funding you need. Build your business with confidence today.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're California's Small Business Launchpad

We're More Than Millbrae SBA Loans

StartCap is committed to helping businesses in San Mateo County thrive. Our flexible financing solutions are designed to support your business, giving you the financial flexibility needed to meet your goals and drive success.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Millbrae or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

San Mateo County

Find SBA Loans Near Millbrae, CA

In Millbrae and neighboring cities, entrepreneurs can benefit from financial solutions that foster growth. We offer tailored resources to help you achieve your goals and scale with confidence. From Burlingame to Daly City and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Millbrae that can help with SBA loans?

Millbrae, situated in San Mateo County, CA, offers a dynamic business environment for founders seeking financial support through Small Business Administration (SBA) lending programs. Local business owners exploring capital options find multiple resources in this San Francisco Bay Area community positioned near Silicon Valley's innovative ecosystem.

Here are a few local suggestions:
  • Bank of the West at El Camino Real & Millbrae Avenue
  • First Republic Bank at Broadway & Airport Boulevard
  • Wells Fargo Bank at Skyline Boulevard & Serra Avenue
  • Peninsula Bank at California Drive & Rollins Road

SBA loan programs like 7(a), 504, and microloans provide critical funding for equipment purchases, working capital, real estate acquisitions, and business expansion. Local start-ups in Millbrae can leverage these flexible financing options to transform entrepreneurial visions into sustainable business models with competitive interest rates.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Millbrae, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Millbrae, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

Small business owners in Millbrae, CA near San Francisco International Airport may access SBA loans through various local financial institutions. Qualifying businesses include retail shops, professional services, restaurants, and service-based enterprises like plumbing contractors, electrical companies, and HVAC specialists operating within San Mateo County.

The City of Millbrae supports small business founders seeking financial assistance through SBA programs. Startups, established companies with strong credit histories, and local service providers can potentially secure funding for expansion, equipment purchases, and operational improvements through standard SBA loan options.

Elevate Yourself

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