Business Equipment Loans in Modesto, CA
Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit
You Have The Skills, Now Get The Tools
Our equipment loans in Modesto, CA, are the liftoff your business needs to thrive. From coffee machines to construction cranes, we’ll ensure you have the resources to grow without turbulence.
Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.
Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.
Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Modesto Equipment Loans
From lines of credit to secured loans, we offer flexible loan options that provide the capital your business needs to grow. StartCap is here to guide you through your financial journey and support your success.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Modesto or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Modesto, CA
Whether you're in Modesto or one of the nearby cities, we’re here to support your business. Our equipment loans help you get the tools you need to grow and succeed. From Ceres to Turlock and beyond, we've got you covered.
Equipment Loan FAQ's
Modesto, a Central Valley gem with sprawling agricultural roots and burgeoning industrial sectors, presents distinctive challenges for business owners seeking equipment financing. Local founders often struggle to secure appropriate lending resources tailored to their specific machinery and technology requirements.
Here are a few local suggestions:- Valley First Credit Union at Vintage Faire Mall Drive & Dale Road
- Golden 1 Credit Union at Oakdale Road & Kiernan Avenue
- Bank of the West at McHenry Avenue & Orangeburg Avenue
- Central Valley Community Bank at Sisk Road & Standiford Avenue
- Community Bank of Central California at Pelandale Avenue & Vintage Fair Drive
StartCap provides comprehensive equipment loan solutions for businesses across CA, understanding the nuanced financial landscapes of Stanislaus County. New business owners can explore multiple financing strategies, including traditional bank loans, equipment leasing, and specialized lending programs designed for regional economic development.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for equipment loans in Modesto, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Modesto, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Equipment financing in Modesto, CA covers a wide range of machinery for local businesses seeking growth. From agricultural tools in San Joaquin County to restaurant kitchen appliances and construction vehicles, entrepreneurs have multiple options for securing essential capital equipment through specialized lending programs.
Local business founders can typically finance machinery like commercial ovens, farming tractors, industrial printing presses, semi-trucks, restaurant refrigeration units, and heavy construction equipment. Banks and alternative lenders in California evaluate each equipment loan based on machinery type, business credit, and potential revenue generation potential.
