SBA Loans in Murphy, TX
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Murphy, TX offer small businesses a reliable way to secure funding. StartCap’s competitive options and expert guidance ensure you get the support you need. Propel your business forward with confidence.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Murphy SBA Loans
StartCap helps businesses in Collin County access the financial support they need to thrive. We offer flexible and customized solutions designed to meet the unique needs of your business, no matter your industry or goals.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Murphy or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Murphy, TX
In Murphy and surrounding areas, entrepreneurs can find the financial resources that will help them succeed. Tailored solutions are available to meet your specific needs and drive growth. From Sachse to Rockwall and beyond, we're your credit line specialists.
SBA Loan FAQ's
Murphy, TX sits amid North Texas' dynamic business corridor, offering local founders a gateway to economic opportunity. The small town's proximity to Dallas creates a fertile ground for small business growth, with SBA loans serving as critical financial catalysts for emerging enterprises.
Securing appropriate funding remains crucial for new business owners seeking expansion or startup capital. SBA loan programs provide flexible financing options for equipment purchases, working capital, real estate acquisition, and commercial property improvements across multiple industry sectors.
Here are a few local suggestions:- Wells Fargo at Murphy Road & FM 544
- Bank of America at North Murphy Road
- Chase Bank at Country Club Road
- Extraco Banks at Country Club & FM 2551
- Megabank at Aldgate & Murphy Road
- First United Bank at FM 544 & Murphy Road
Interest rates for SBA loans in Murphy, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Murphy, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Murphy, TX businesses spanning various sectors like professional services, retail, construction, and hospitality may qualify for SBA loans. Collin County's local financial institutions evaluate commercial enterprises based on specific criteria, considering factors such as business size, revenue, and operational history.
Small business owners in Murphy, including HVAC technicians, landscaping professionals, electrical contractors, and restaurant proprietors, can explore loan opportunities through local banks and credit unions. The Small Business Administration supports qualifying ventures that demonstrate economic potential and sustainable growth strategies.
