Novato Small Business Administration

SBA Loans in Novato, CA

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

SBA loans in Novato, CA offer small businesses a reliable way to secure funding. StartCap’s competitive options and expert guidance ensure you get the support you need. Propel your business forward with confidence.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're California's Small Business Launchpad

We're More Than Novato SBA Loans

StartCap provides businesses in Marin County with the financial flexibility to succeed. Our customized solutions help you scale, manage cash flow, and overcome challenges, providing the support needed for long-term growth.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Novato or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Marin County

Find SBA Loans Near Novato, CA

In Novato and surrounding cities, entrepreneurs can find the financial solutions needed to scale. Our flexible support helps you meet your business goals and achieve long-term success. From Fairfax to Boyes Hot Springs and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Novato that can help with SBA loans?

Novato, CA harbors a dynamic business ecosystem where founders seek strategic financial support through Small Business Administration (SBA) loans. The region's economic landscape offers multiple opportunities for local start-ups requiring specialized funding solutions across Marin County's entrepreneurial terrain.

Here are a few local suggestions:
  • Wells Fargo at Grant Avenue & Redwood Boulevard
  • Exchange Bank at South Novato Boulevard & DeLong Avenue
  • Bank of Marin at Novato Boulevard & Machin Avenue
  • First Republic Bank at Redwood Boulevard & Center Road
  • Mechanics Bank at Vintage Way & Rowland Boulevard

SBA loan programs like 7(a), 504, and microloans provide critical capital for equipment purchases, working capital, real estate acquisitions, and business expansion. Local business owners in Novato can explore multiple financing channels tailored to their specific operational requirements and growth strategies.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Novato, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Novato, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

Small business proprietors in Marin County's Novato discover multiple SBA loan opportunities across various commercial sectors. Local enterprises including construction firms, service-based businesses like landscaping companies, and retail establishments frequently qualify for these financing programs.

Specific industries such as professional services, technology startups, food service establishments, and manufacturing businesses situated near Highway 101 often meet SBA lending requirements. Restaurants, HVAC contractors, consulting agencies, and medical practices represent prime candidates for federal small business financial support in Novato's economic ecosystem.

Elevate Yourself

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