Oak Park Small Business Administration

SBA Loans in Oak Park, CA

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

Get Pre-Approved  
No Impact on Credit!
Avatar photo
Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
SBA Loan Image
A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

Small businesses in Oak Park, CA can rely on StartCap for SBA loans that deliver results. Flexible terms and simplified processes ensure you get the funding you need without hassle. Start building your success story today.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
Low Rates Icon

Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

25 Year Icon

Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

Equipment Icon

Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're California's Small Business Launchpad

We're More Than Oak Park SBA Loans

Businesses in Ventura County can count on StartCap for flexible financial solutions. We offer a range of options designed to meet your unique needs and help you grow, scale, and succeed in today’s business environment.

Launchpad Image

From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

Marketing Image
Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Oak Park or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Ventura County

Find SBA Loans Near Oak Park, CA

For entrepreneurs in Oak Park and beyond, we provide customized financial support to help you meet your objectives. Our flexible solutions are designed to drive success for your venture. From Agoura Hills to Fillmore and beyond, we're your credit line specialists.

Map Image

SBA Loan FAQ's

  Are there any local lenders in Oak Park that can help with SBA loans?

Oak Park, tucked away in the scenic Ventura County, California, offers a dynamic business ecosystem for local founders seeking financial support. Small business owners exploring SBA loan opportunities will find a range of potential resources to fuel their growth and expansion strategies in this unique Southern California community.

Here are a few local suggestions:
  • Bank of the West at Ventura Boulevard & Lindero Canyon Road
  • First Republic Bank at Thousand Oaks Boulevard & Moorpark Road
  • Wells Fargo Bank at Ventura Boulevard & Oakbrook Plaza
  • Chase Bank at Lindero Canyon Road & Agoura Road
  • Community Bank of Oak Park at Thousand Oaks Boulevard & Westlake Boulevard
  • Santa Barbara Bank & Trust at Ventura Boulevard & Hampshire Road

Local SBA loan programs typically cover working capital, equipment purchases, real estate acquisitions, and business refinancing. Founders in Oak Park can access 7(a) loans, 504 development loans, and microloans tailored to support emerging businesses across diverse industry sectors.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Oak Park, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Oak Park, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

Small businesses in Oak Park, California seeking SBA loans typically include service-oriented establishments like local contractors, HVAC technicians, plumbing services, and landscaping companies operating within Los Angeles County. These enterprises often qualify based on their size, revenue, and operational history.

Professional services such as accounting firms, consulting agencies, and technology startups in the Oak Park business district frequently meet SBA loan requirements. Retail shops, restaurants, and specialty stores with strong financial records can also access funding through various Small Business Administration loan programs.

Elevate Yourself

Get Pre-Approved