SBA Loans in Oasis, CA
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
Empower your business with SBA loans in Oasis, CA through StartCap. Our expert team ensures a smooth process, helping you secure funding to fuel your goals. Take the first step toward success with our trusted solutions.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Oasis SBA Loans
For businesses in Riverside County, StartCap provides customized financial support to help you achieve your goals. From growth to innovation, we offer solutions designed to fuel your business’s success and long-term sustainability.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Oasis or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Oasis, CA
In Oasis and surrounding cities, entrepreneurs can find the financial solutions needed to scale. Our flexible support helps you meet your business goals and achieve long-term success. From Mecca to Palm Springs and beyond, we're your credit line specialists.
SBA Loan FAQ's
Oasis, CA harbors a distinctive business ecosystem where local founders seek financial support for their ventures. Small business owners in Imperial County often explore SBA loan opportunities to fuel growth and expansion across diverse industries like agriculture, retail, and service sectors.
Here are a few local suggestions:- Imperial Valley Credit Union at Imperial Avenue & 4th Street
- Desert Community Bank at Main Street & Orange Avenue
- First Southern National Bank at Highway 111 & Palm Drive
- California Bank of Commerce at Oleander Road & Commerce Way
SBA loans in the region typically cover working capital, equipment purchases, real estate acquisition, and refinancing existing business debt. Local start-ups and established businesses can access 7(a) loans, 504 development loans, and microloans tailored to specific financial requirements in this agricultural-rich region.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Oasis, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Oasis, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in Riverside County's Oasis region can access SBA loans through various qualifying categories. Local enterprises like agricultural services, restaurant establishments, HVAC contractors, electrical services, and professional consulting firms often meet federal lending requirements for financial support.
Qualifying businesses typically include service-based operations, retail establishments, and commercial enterprises generating annual revenues under specified thresholds. Manufacturing facilities, construction companies, and technology startups in Imperial County's desert communities frequently secure critical funding through these specialized lending programs.
