Pasadena Small Business Administration

SBA Loans in Pasadena, CA

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

SBA loans in Pasadena, CA through StartCap deliver tailored solutions for small businesses. Our competitive rates and expert advice make funding your dreams easy. Launch your business into a brighter future today.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're California's Small Business Launchpad

We're More Than Pasadena SBA Loans

StartCap is dedicated to helping businesses in Los Angeles County reach their full potential. Our range of financial solutions is designed to provide the support and resources needed to achieve your business goals.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Pasadena or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Los Angeles County

Find SBA Loans Near Pasadena, CA

For entrepreneurs in Pasadena and beyond, financial solutions are tailored to meet your needs. We offer the support necessary to help you grow and succeed in today’s competitive market. From South Pasadena to Arcadia and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Pasadena that can help with SBA loans?

Pasadena, CA harbors a dynamic business ecosystem with entrepreneurs seeking strategic financial support for their ventures. Small business owners exploring SBA loan opportunities find multiple resources within San Gabriel Valley's economic landscape, particularly for startup capital and expansion financing.

Here are a few local suggestions:
  • Farmers & Merchants Bank at Colorado Blvd & El Molino Ave
  • Pacific Western Bank at Lake Ave & Green Street
  • California Bank of Commerce at Marengo Ave & Colorado Blvd
  • First Republic Bank at Raymond Ave & Del Mar Blvd
  • East West Bank at Fair Oaks Ave & California Blvd
  • Wells Fargo Bank at Lake Ave & California Blvd

SBA loan programs like 7(a), 504, and microloans provide flexible funding mechanisms for purchasing equipment, real estate, refinancing debt, or working capital. Local founders can leverage these financial tools to transform innovative concepts into sustainable business models within California's competitive commercial environment.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Pasadena, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Pasadena, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

Small business owners in Pasadena, CA seeking SBA loans typically include restaurants, retail shops, professional services, and local contractors like plumbers and electricians. California's lending environment supports diverse businesses near the Rose Bowl area, targeting companies with strong local market presence.

Qualifying businesses must demonstrate financial stability, good credit, and operational history in Los Angeles County. Service-based industries such as HVAC technicians, landscaping companies, and construction firms often find SBA funding accessible through programs tailored to support economic growth in Southern California's dynamic business ecosystem.

Elevate Yourself

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