SBA Loans in San Fernando, CA
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
With SBA loans in San Fernando, CA, StartCap fuels small business success. Our easy application process and expert advice make it simple to secure the funding you need. Start your journey with a trusted partner.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than San Fernando SBA Loans
StartCap’s financial solutions are designed to help businesses in Los Angeles County overcome obstacles and thrive. With our personalized approach, we provide the capital and support that businesses need to grow, innovate, and succeed.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in San Fernando or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near San Fernando, CA
In San Fernando and nearby areas, entrepreneurs can access the financial resources they need to succeed. Our flexible solutions help facilitate growth and meet your unique business objectives. From Santa Clarita to Santa Monica and beyond, we're your credit line specialists.
SBA Loan FAQ's
San Fernando, CA harbors an intricate network of financial resources for local business owners seeking SBA loan opportunities. The San Fernando Valley's dynamic small business ecosystem offers entrepreneurs multiple avenues to secure funding through specialized lending programs tailored to regional economic development strategies.
Here are a few local suggestions:- First Bank of San Fernando at Maclay Avenue & San Fernando Mission Boulevard
- Valley Community Bank at Sepulveda Boulevard & Rinaldi Street
- North Valley Bank at Brand Boulevard & Glenoaks Boulevard
- San Fernando Credit Union at San Fernando Road & Foothill Boulevard
- Mission Valley Bank at Ventura Boulevard & Laurel Canyon Boulevard
- Pacific Western Bank at Van Nuys Boulevard & Sherman Way
SBA loan programs like 7(a), 504, and microloans provide critical capital for equipment purchases, working capital, real estate acquisitions, and business expansion. Local founders can explore these financing options through community banks and credit unions that understand the nuanced requirements of small business growth in California's competitive market.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in San Fernando, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in San Fernando, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In San Fernando, CA, small businesses across diverse sectors like construction, retail, professional services, and technology may qualify for SBA loans. Local plumbing contractors, HVAC specialists, and electrical service providers often find these financing options particularly beneficial for growth and equipment acquisition.
Manufacturing firms, restaurant establishments, and service-based businesses in Los Angeles County can explore SBA loan programs such as 7(a), 504, and microloans. Startup founders and existing small business owners in San Fernando should consult local lenders to determine specific eligibility requirements and documentation.
