SBA Loans in San Juan, TX
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
StartCap simplifies SBA loans in San Juan, TX, offering tailored solutions for small businesses. With flexible terms and expert guidance, we make funding your dreams straightforward and stress-free. Let us help power your entrepreneurial journey.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than San Juan SBA Loans
StartCap offers businesses in Hidalgo County the financial flexibility they need to succeed. Whether you are scaling your operations or managing day-to-day expenses, we have customized solutions designed to support your business goals.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in San Juan or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near San Juan, TX
In San Juan and surrounding areas, entrepreneurs can take advantage of flexible financial solutions that are tailored to help them expand and succeed. Access is easier than ever. From Pharr to Elsa and beyond, we're your credit line specialists.
SBA Loan FAQ's
San Juan, TX, a dynamic border town with agricultural roots and expanding commercial sectors, offers intriguing opportunities for business financing. Small business owners exploring SBA loan options will find several local resources tailored to supporting regional economic growth and entrepreneurial aspirations.
Here are a few local suggestions:- First Community Bank at Main Street & Expressway 83
- Valley National Bank at Bryan Road & Texan Drive
- Lone Star Credit Union at Owassa Road & Business 83
- Rio Grande Valley State Bank at Expressway 83 & Russell Road
SBA loans in San Juan typically cover working capital, equipment purchases, real estate investments, and startup costs for founders seeking strategic financial support. Local lenders understand the unique challenges of business development in Hidalgo County and offer tailored solutions to match specific funding requirements.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in San Juan, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in San Juan, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in San Juan, TX accessing SBA loans typically include service-based enterprises like plumbing contractors, HVAC specialists, electrical repair services, and local retail establishments. Hidalgo County's economic development programs support qualifying businesses meeting specific federal guidelines.
Qualifying businesses in San Juan must demonstrate financial stability, have less than 500 employees, and operate within permitted industry categories. Restaurants, construction firms, landscaping companies, and professional service providers often successfully secure SBA loan funding through strategic application processes.
