Santa Rosa Equipment Financing

Business Equipment Loans in Santa Rosa, CA

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
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Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

From coffee grinders to construction cranes, our equipment loans in Santa Rosa, CA, keep your business running smoothly. With our team’s support, there’s no limit to how far your operations can expand.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

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Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

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Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in California

Not Just Santa Rosa Equipment Loans

At StartCap, we believe in offering a variety of loan options so your business can thrive. From lines of credit to secured loans, we provide tailored solutions to help you navigate any financial challenge.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Santa Rosa or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Sonoma County

Find Business Equipment Loans
Near Santa Rosa, CA

From Santa Rosa to nearby cities, we provide equipment loans to businesses in need. With our flexible financing, you can get the tools you need to move your business forward. From Sebastopol to Sonoma and beyond, we've got you covered.

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Equipment Loan FAQ's

  Are there any local lenders in Santa Rosa that offer equipment loans?

Santa Rosa, tucked in Sonoma County's picturesque wine region, offers numerous financing opportunities for local business owners seeking equipment loans. Founders looking to upgrade machinery or invest in new technology have multiple banking resources supporting their growth ambitions.

Here are a few local suggestions:
  • Exchange Bank at Mendocino Avenue & 3rd Street
  • Wells Fargo at Santa Rosa Plaza
  • Redwood Credit Union at Coffey Lane & Dutton Avenue
  • Luther Burbank Savings at Sebastopol Road
  • North Bay Credit Union at Cleveland Avenue
  • Bank of Marin at Montgomery Village

StartCap provides comprehensive equipment financing solutions for California businesses, understanding the specific challenges regional start-ups encounter. Local business owners can explore flexible lending options tailored to their specific operational requirements and growth strategies.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in Santa Rosa, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Santa Rosa, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Equipment loans in Santa Rosa, CA cover a wide range of machinery and tools for business growth. From commercial kitchen appliances for local restaurants to agricultural tractors in Sonoma County, financing options include specialized restaurant equipment, construction machinery, medical devices, and technology infrastructure for emerging enterprises.

Local founders in California seeking equipment financing have multiple avenues to explore. Financing typically supports heavy machinery for construction projects, precision agricultural implements, restaurant-grade refrigeration units, medical diagnostic tools, printing presses, and advanced technology systems that drive business innovation across diverse industry sectors.

Elevate Yourself

Get Pre-Approved