SBA Loans in Seaside, CA
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
Small businesses in Seaside, CA benefit from StartCap’s hassle-free SBA loans. Our competitive rates and tailored guidance provide the support you need to thrive. Take the next step in your business journey with us.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Seaside SBA Loans
For businesses in Monterey County, StartCap provides customized financial support to help you achieve your goals. From growth to innovation, we offer solutions designed to fuel your business’s success and long-term sustainability.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Seaside or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Seaside, CA
Entrepreneurs in Seaside and nearby cities can access flexible financial support designed to meet their needs. Our solutions help facilitate growth and provide the tools necessary for success. From Monterey to Interlaken and beyond, we're your credit line specialists.
SBA Loan FAQ's
Seaside, CA sits near the Monterey Peninsula, offering a distinctive business environment for founders seeking financial support. Small business owners exploring SBA loan opportunities will find multiple resources tailored to local economic needs in Monterey County's coastal region.
Here are a few local suggestions:- Wells Fargo Bank at Monterey Street & Del Monte Boulevard
- Monterey County Bank at Main Street & Alvarado Street
- Coast Commercial Credit Union at Highway 1 & Lighthouse Avenue
- Central Coast Bank at Del Monte Boulevard & Franklin Street
- Peninsula Bank at Munras Avenue & Iris Canyon Road
- First National Bank of Central California at Cannery Row
SBA loan programs like 7(a), 504, and microloans provide flexible financing for equipment purchases, working capital, and commercial real estate acquisition. Local start-ups in Seaside can leverage these financial tools to expand operations and support sustainable business growth.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Seaside, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Seaside, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Monterey County's coastal gem of Seaside, CA, small business owners find promising SBA loan opportunities across diverse sectors. Local enterprises like restaurant startups, professional service providers, retail shops, and construction contractors often qualify for federal-backed financing through programs targeting small commercial ventures.
Service-based businesses such as plumbing companies, HVAC technicians, electrical contractors, and landscaping firms frequently meet SBA lending criteria in this dynamic economic region. Founders with solid business plans, good credit scores, and operations within Seaside's economic boundaries typically receive strong consideration for loan approvals.
