SBA Loans in Texarkana, TX
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
With SBA loans in Texarkana, TX, StartCap fuels small business success. Our easy application process and expert advice make it simple to secure the funding you need. Start your journey with a trusted partner.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Texarkana SBA Loans
StartCap delivers flexible financial solutions to businesses in Bowie County, providing the capital needed to fuel growth and overcome obstacles. Our goal is to support your business in achieving its potential and long-term success.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Texarkana or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Texarkana, TX
In Texarkana and surrounding cities, entrepreneurs can find the financial backing they need to succeed. Our solutions are designed to help you scale, innovate, and meet your goals. From Texarkana to Marshall and beyond, we're your credit line specialists.
SBA Loan FAQ's
Texarkana, TX sits at a unique crossroads between Texas and Arkansas, offering local business owners diverse funding opportunities for their dreams. Small business financing often requires strategic planning, especially when seeking SBA loan resources in this dynamic border region.
Understanding local lending dynamics helps founders identify potential financial support for their ventures. Small business owners searching for SBA loans have multiple options in the Texarkana metropolitan area.
Here are a few local suggestions:- First Financial Bank at State Line Avenue & Summerhill Road
- Regions Bank at Texas Boulevard & Broad Street
- Central National Bank at Pine Street & State Line Avenue
- Eagle Bank & Trust at Richmond Road & New Boston Highway
- Liberty Bank at Texas Boulevard & Sixth Street
- American Bank of Texas at University Boulevard & State Line Avenue
Interest rates for SBA loans in Texarkana, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Texarkana, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small business owners in Texarkana, TX find SBA loans accessible for various industries including retail, service-based businesses, professional services, and local manufacturing. Texas-based companies operating in Miller County and serving the Bowie County region may qualify for financial support through Small Business Administration programs.
Eligible businesses typically include plumbing contractors, electrical services, hospitality establishments, restaurants, professional consulting firms, and local retail shops. The SBA provides loan opportunities for startup ventures and existing businesses seeking expansion capital within the dynamic economic environment of Texarkana's cross-border business community.
