SBA Loans in Union City, CA
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Union City, CA are accessible and straightforward with StartCap. Our expert team ensures you have the financial resources needed to grow your business. Partner with us for dependable support and guidance.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Union City SBA Loans
StartCap delivers flexible financial solutions to businesses in Alameda County, providing the capital needed to fuel growth and overcome obstacles. Our goal is to support your business in achieving its potential and long-term success.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Union City or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Union City, CA
For entrepreneurs in Union City and surrounding areas, financial tools are available to help you grow. Our flexible solutions are designed to meet the specific needs of each entrepreneur. From Fremont to San Leandro and beyond, we're your credit line specialists.
SBA Loan FAQ's
Union City, CA harbors a dynamic business ecosystem along the East Bay, where local business owners seek supportive financing options for their growth strategies. Small businesses in Alameda County often explore Small Business Administration (SBA) loan opportunities to fuel expansion and operational investments.
Here are a few local suggestions:- Wells Fargo Bank at Dyer Street & Alvarado Boulevard
- Bank of the West at Decoto Road & Castro Valley Boulevard
- Union Bank at Union Square Drive
- Chase Bank at Paseo Padre Parkway
- Fremont Bank at Fremont Boulevard
- Silicon Valley Bank at Mission Boulevard
Local founders can leverage SBA 7(a), 504, and microloans for various purposes including real estate acquisition, equipment purchasing, working capital, and business refinancing. Regional financial institutions understand the unique economic landscape of California's manufacturing and technology sectors.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Union City, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Union City, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Union City's business ecosystem supports various small enterprises seeking SBA loan opportunities. Local service providers like plumbing contractors, HVAC technicians, and electrical businesses frequently qualify for funding through the Small Business Administration's economic development programs.
Retail establishments, technology startups, professional services, and manufacturing companies operating in Alameda County can access these financial resources. Qualifying businesses must demonstrate economic potential, maintain strong credit histories, and serve the local Union City economic development framework.
