Business Equipment Loans in Waco, TX
Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit
You Have The Skills, Now Get The Tools
Our equipment loans in Waco, TX, are the stepping stones to success. Let’s provide the tools and resources your business needs to shine in your industry and beyond.
Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.
Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.
Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Waco Equipment Loans
StartCap offers a variety of loan solutions, from secured loans to lines of credit, to help businesses maintain healthy cash flow and fund their growth. Let us provide the financial lift you need.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Waco or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Waco, TX
Our equipment loan services extend beyond Waco to surrounding cities. We offer flexible terms and fast approval to ensure your business has the tools needed for success. From Bellmead to Belton and beyond, we've got you covered.
Equipment Loan FAQ's
Waco's economic terrain stretches beyond its famous Magnolia Market, offering local business founders multiple equipment financing strategies. Small enterprises in McLennan County frequently seek specialized lending solutions tailored to their machinery and technology acquisition requirements.
Here are a few local suggestions:- Extraco Banks at 4th Street & Franklin Avenue
- First National Bank of Waco at Austin Avenue & 15th Street
- Greater Waco Credit Union at Valley Mills Drive & Cobbs Drive
- Mega Bank Texas at Interstate 35 & New Road
- Texas State Bank at Brazos Avenue & 17th Street
- World Financial Group at Washington Avenue & 18th Street
For local start-ups evaluating equipment loans, StartCap represents a potential resource beyond traditional banking channels. Regional financial institutions increasingly recognize the critical equipment needs of growing TX businesses, providing flexible financing designed for emerging companies.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for equipment loans in Waco, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Waco, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Equipment financing in Waco, TX covers an extensive range of business machinery and tools across multiple industries. Local business owners near McLennan County can secure loans for restaurant kitchen equipment, agricultural machinery, construction vehicles, medical devices, and manufacturing technology essential for operational growth.
From food truck refrigeration units in downtown Waco to precision farming implements in Crawford, TX, equipment loans provide flexible funding solutions. New business owners can access financing for everything from semi-trucks and tractors to advanced printing presses and specialized industrial machinery critical for regional economic development.
