Business Equipment Loans in Wilmington, NC
Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit
You Have The Skills, Now Get The Tools
From mom-and-pop shops to manufacturing giants, our equipment loans in Wilmington, NC, are built to support your vision. Let us help you secure the tools you need for stellar success.
Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.
Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.
Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Wilmington Equipment Loans
At StartCap, we provide businesses with access to a range of loans, including secured loans and lines of credit. These options are designed to offer the financial support your business needs to succeed.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Wilmington or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Wilmington, NC
In addition to Wilmington we offer equipment loans to businesses in nearby cities. Our financing solutions are tailored to meet the unique needs of each business, big or small. From Leland to Jacksonville and beyond, we've got you covered.
Equipment Loan FAQ's
Wilmington's coastal business ecosystem thrives with numerous equipment financing opportunities for local start-ups seeking capital investments. New business owners exploring equipment loans can tap into multiple financial resources across New Hanover County's dynamic commercial landscape.
Here are a few local suggestions:- BB&T at Front Street & Market Street
- Live Oak Bank at Military Cutoff Road
- First Bank at Oleander Drive
- Coastal Credit Union at College Road
- Wells Fargo at Independence Boulevard
- Cape Fear Credit Union at Carolina Beach Road
Local founders investigating equipment financing should carefully evaluate their specific business requirements and financial profiles. StartCap offers comprehensive equipment loan solutions tailored to NC businesses, providing competitive rates and streamlined application processes for regional entrepreneurs seeking strategic equipment investments.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for equipment loans in Wilmington, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Wilmington, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Equipment financing in NC opens doors for local businesses across diverse industries. From construction machinery near Wilmington's Cape Fear River to restaurant kitchen equipment in downtown establishments, loans can support agricultural tools, manufacturing systems, medical devices, and technology infrastructure for emerging regional enterprises.
Small business owners in NC might explore financing options for trucks, trailers, computer systems, specialized industrial machinery, and restaurant-grade refrigeration units. Local lenders understand the unique equipment needs of New Hanover County businesses, offering flexible terms that align with operational growth strategies.
