You Have The Skills, Now Get The Tools
In Downey, CA, our equipment loans are built to help you grow without breaking the bank. From tractors to tech, we have the flexible solutions your business needs to reach orbit and beyond.
Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.
Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.
Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Downey Equipment Loans
From lines of credit to secured loans, StartCap provides diverse financing options tailored to your business needs. Whatever your goals are, we’ll help you achieve them with flexible loan solutions.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Downey or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Downey, CA
In Downey and nearby cities, we offer equipment loans designed to help businesses thrive. With our expert guidance and flexible financing, your business can reach its full potential. From Bell Gardens to Maywood and beyond, we've got you covered.
Equipment Loan FAQ's
Downey, a cornerstone of Los Angeles County with aerospace heritage and proximity to manufacturing zones, presents unique opportunities for business equipment financing. Local founders seeking machinery or technology investments face critical decisions when sourcing capital for critical infrastructure improvements.
Here are a few local suggestions:- First Financial Credit Union at Imperial Highway & Lakewood Boulevard
- Pacific Premier Bank at Florence Avenue & Paramount Boulevard
- Wells Fargo Bank at Firestone Boulevard & Downey Avenue
- Farmers & Merchants Bank at 2nd Street & Downey Avenue
Securing appropriate equipment financing requires strategic research and understanding local lending ecosystems. StartCap offers flexible solutions for businesses unable to secure traditional bank loans, potentially bridging critical funding gaps for new business owners in the Southern California region.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for equipment loans in Downey, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Downey, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Equipment loans in Downey, CA offer flexible financing for various business assets. Local founders can secure funding for restaurant kitchen appliances, construction machinery, agricultural tools, and manufacturing equipment. Industrial businesses near the 605 Freeway often leverage these financial resources to upgrade critical operational infrastructure.
Specific equipment categories include commercial ovens, tractors, excavators, CNC machines, and specialized technology. Medical practices, automotive shops, and printing businesses frequently utilize equipment loans to acquire essential tools. Lenders in Los Angeles County typically evaluate the specific equipment's value and potential business impact when considering loan applications.