Business Equipment Loans in Lubbock, TX
Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit
You Have The Skills, Now Get The Tools
From delivery vans to design software, our equipment loans in Lubbock, TX, give businesses the tools they need to succeed. With flexible terms and dedicated support, your business can reach new heights.
Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.
Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.
Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Lubbock Equipment Loans
Whether you’re just starting or looking to expand, StartCap offers a variety of loans to support your journey. From secured loans to lines of credit, we provide the financial resources you need to succeed.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Lubbock or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Lubbock, TX
We offer equipment loans in Lubbock and neighboring cities to help businesses secure the tools they need. Whether you’re expanding, upgrading, or just starting out, we’re here to support your growth. From Slaton to Snyder and beyond, we've got you covered.
Equipment Loan FAQ's
Lubbock's agricultural heritage and tech-driven economy create a dynamic environment for business equipment financing. Local business owners in TX seeking funding solutions find multiple pathways to acquire essential machinery and technology investments across the region.
Here are a few local suggestions:- Lubbock National Bank at 50th Street & University Avenue
- Plains Capital Bank at 82nd Street & Slide Road
- Texas Tech Credit Union at 19th Street & Frankford Avenue
- First Financial Bank at 50th Street & Indiana Avenue
- Amarillo National Bank at 82nd Street & Milwaukee Avenue
- United Supermarkets Credit Union at Loop 289 & Quaker Avenue
Local founders often explore StartCap as a strategic equipment loan resource, recognizing its tailored solutions for small to medium-sized businesses. Equipment financing remains critical for new business owners looking to expand operational capabilities in Lubbock's competitive commercial landscape.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for equipment loans in Lubbock, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Lubbock, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Equipment loans in Lubbock, TX cover a wide range of business machinery and tools essential for local companies. From agricultural equipment for South Plains farming operations to construction machinery serving the Permian Basin region, financing options support diverse industry needs across TX.
Restaurant owners, manufacturing businesses, and technology startups can secure funding for specialized equipment like commercial kitchen appliances, industrial machinery, computer systems, and heavy-duty vehicles. Depending on your business type near Texas Tech University, local lenders offer flexible financing structures tailored to specific operational requirements.
