Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Daly City, CA provide the foundation for small business growth. StartCap’s competitive options and expert guidance make securing funding easy. Let us help fuel your success with flexible financing solutions.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Daly City SBA Loans
At StartCap, we provide businesses in San Mateo County with the financial tools necessary to grow and succeed. Our tailored solutions are designed to help you overcome challenges and achieve your long-term goals with ease.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Daly City or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Daly City, CA
In Daly City and nearby cities, entrepreneurs can access financial solutions designed to facilitate growth. Tailored support is available to meet your unique needs and help you succeed. From South San Francisco to San Mateo and beyond, we're your credit line specialists.
SBA Loan FAQ's
Daly City, CA, situated in San Mateo County, harbors a dynamic business ecosystem with numerous founders seeking financial support for their ventures. Small business owners exploring SBA loan opportunities will find various local lending institutions ready to assist their growth strategies.
Here are a few local suggestions:- First Republic Bank at Mission Street & Geneva Avenue
- Wells Fargo Bank at Westlake Shopping Center
- San Francisco Federal Credit Union at John Daly Boulevard
- Peninsula Bank at El Camino Real
- Mechanics Bank at Serramonte Boulevard
Local start-ups can leverage SBA 7(a), 504, and microloan programs for equipment purchases, working capital, real estate acquisitions, and refinancing existing business debt. Exploring regional lending options provides strategic advantages for new business owners seeking tailored financial solutions in the Bay Area.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Daly City, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Daly City, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in San Mateo County's Daly City qualify for SBA loans across various sectors, including retail establishments, professional services, construction firms, and local restaurants. Service-based businesses like plumbing companies, electrical contractors, and HVAC specialists often find favorable loan opportunities through Small Business Administration programs.
Local start-ups near Westlake Shopping Center typically access 7(a) loans, microloans, and CDC/504 loan options. Manufacturing businesses, technology firms, and healthcare providers in the CA region can also leverage SBA funding to support growth, equipment purchases, and operational expansion strategies.