
Great Rates, Less Requirements & Smaller Down Payments
StartCap simplifies SBA loans in Delano, CA, offering tailored solutions for small businesses. With flexible terms and expert guidance, we make funding your dreams straightforward and stress-free. Let us help power your entrepreneurial journey.

Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Delano SBA Loans
StartCap is committed to helping businesses in Kern County thrive. Our flexible financing solutions are designed to support your business, giving you the financial flexibility needed to meet your goals and drive success.

From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Delano or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Delano, CA
For entrepreneurs in Delano and beyond, personalized financial support is available to help you succeed. Flexible solutions are designed to meet your unique business needs and drive growth. From McFarland to Corcoran and beyond, we're your credit line specialists.

SBA Loan FAQ's
Tucked amid the agricultural landscape of Kern County, Delano harbors a dynamic business ecosystem where founders seek strategic financial support. The city's agricultural roots and growing small business community create an environment ripe for economic development and strategic lending partnerships.
Here are a few local suggestions:- Bank of the Sierra at Kern & Main Street
- Rabobank at 11th Avenue & Jefferson Street
- Central Valley Community Bank at Garces Highway & Highway 99
- First Republic Bank at Main Street & Del Paso Road
Small business owners investigating SBA loan options in California find multiple financing channels for equipment purchases, working capital, and expansion initiatives. Local lending institutions understand regional economic dynamics, offering tailored solutions for new business owners seeking growth-oriented financial strategies.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Delano, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Delano, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Kern County's agricultural hub of Delano, CA, small business owners can access SBA loan opportunities across multiple sectors. Agricultural suppliers, food processing facilities, and local service providers like plumbing contractors and HVAC specialists frequently qualify for these critical financial resources.
Qualifying businesses typically include retail shops, professional services, manufacturing enterprises, and agricultural support companies operating within Delano's diverse economic ecosystem. Local founders must demonstrate strong business plans, adequate credit scores, and sustainable revenue potential to secure these essential funding mechanisms.