SBA Loans in Calexico, CA
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
StartCap specializes in SBA loans in Calexico, CA, offering competitive options to help your small business thrive. With our guidance and financial expertise, you can focus on what matters—growing your business. Start today with StartCap.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Calexico SBA Loans
StartCap offers flexible financial support to businesses in Imperial County. Our solutions are designed to adapt to your needs, helping you overcome challenges, grow your operations, and succeed in today’s competitive market.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Calexico or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Calexico, CA
Entrepreneurs in Calexico and nearby locations can count on tailored financial resources to help them grow. We offer customized solutions to meet the unique needs of each entrepreneur. From El Centro to Mecca and beyond, we're your credit line specialists.
SBA Loan FAQ's
Calexico, a bustling border city in Imperial County, CA, offers unique opportunities for small business growth amid its agricultural and cross-border economic landscape. Local founders seeking financial support for expansion or startup costs often explore Small Business Administration (SBA) loan options tailored to regional business needs.
Here are a few local suggestions:- Border Credit Union at First Street & Imperial Avenue
- Imperial Valley Community Bank at Main Street & Heber Road
- Desert Financial Credit Union at Calexico Boulevard & Heffernan Avenue
- Imperial County State Bank at Highway 111 & Scaroni Road
- Farmers & Merchants Bank at Pioneer Street & Rockwood Avenue
SBA loans in Calexico range from 7(a) programs supporting working capital to 504 loans for major fixed asset purchases like equipment or real estate. Local lenders understand the nuanced financial requirements of businesses operating near the California-Mexico border, offering customized financing solutions for diverse industry sectors.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Calexico, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Calexico, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
SBA loans in Calexico, CA support various local businesses across Imperial County's diverse economic landscape. Small companies like restaurants, service providers, retail shops, construction firms, and agricultural support businesses may qualify for financial assistance through different loan programs.
Local founders in border-adjacent regions like Calexico can access microloans, expansion funding, and startup capital for sectors including plumbing services, landscaping businesses, food establishments, transportation companies, and small manufacturing operations near the Mexico-US border region.
