Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Big Spring, TX provide the foundation for small business growth. StartCap’s competitive options and expert guidance make securing funding easy. Let us help fuel your success with flexible financing solutions.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Big Spring SBA Loans
Businesses in Howard County trust StartCap to provide financing solutions that grow with them. We offer a range of options tailored to meet your business’s unique needs, ensuring you have the resources to succeed.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Big Spring or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Big Spring, TX
In Big Spring and surrounding areas, financial tools are within reach to empower entrepreneurs to expand and achieve their goals. Our solutions provide the resources needed to succeed. From Midland to San Angelo and beyond, we're your credit line specialists.
SBA Loan FAQ's
Big Spring, TX harbors a dynamic business ecosystem where local founders seek financial support through Small Business Administration (SBA) loans. The region's economic landscape offers multiple avenues for new business owners exploring funding opportunities across Howard County's diverse commercial environment.
Here are a few local suggestions:- First Bank West at Main Street & Birdwell Lane
- Prosperity Bank at 11th Place & Johnson Street
- Wells Fargo at State Highway 87 & FM 700
- American State Bank at Gregg Street & 3rd Street
- Big Spring Federal Credit Union at Colorado Street & 4th Street
SBA loan programs like 7(a), 504, and microloans provide critical financing for equipment purchases, working capital, and commercial real estate investments. Local financial institutions understand the specific needs of Texas businesses and offer tailored solutions to support growth and expansion in the dynamic Big Spring business community.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Big Spring, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Big Spring, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small business owners in Big Spring, Howard County, TX often qualify for SBA loans across diverse industries. Local enterprises including construction firms, retail shops, agricultural services, and professional consulting businesses frequently meet federal lending requirements for financial support.
Service-based companies like plumbing contractors, HVAC specialists, electricians, and lawn care providers can access Small Business Administration funding. Manufacturing establishments, restaurant operations, and technology startups in the TX region may also secure strategic financial resources through approved lending programs.