SBA Loans in Marina, CA
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
Small businesses in Marina, CA can rely on StartCap for SBA loans that deliver results. Flexible terms and simplified processes ensure you get the funding you need without hassle. Start building your success story today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Marina SBA Loans
StartCap delivers flexible and tailored financial solutions to businesses in Monterey County. Our team works closely with you to understand your unique needs and provide funding options that help you grow and succeed.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Marina or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Marina, CA
In Marina and surrounding cities, entrepreneurs can find the financial solutions needed to scale. Our flexible support helps you meet your business goals and achieve long-term success. From Seaside to Aptos and beyond, we're your credit line specialists.
SBA Loan FAQ's
Marina, CA sits near the scenic Monterey Bay, offering a distinctive backdrop for business innovation. Local founders seeking financial support for their ventures might find SBA loans an attractive option for growth and expansion in this coastal California community.
Here are a few local suggestions:- Wells Fargo Bank at Del Monte Boulevard & Reservation Road
- Monterey County Bank at Munras Avenue & Fern Street
- Bank of America at Marina Center Drive
- California First National Bank at Imjin Parkway
- Union Bank at Highway 1 & Reservation Road
SBA loans in Marina provide critical resources for small businesses, covering equipment purchases, working capital, real estate investments, and startup costs. Local lenders understand the unique economic landscape of Monterey County and can offer tailored financing solutions for new business owners.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Marina, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Marina, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Marina, CA small business owners seeking SBA loans can target several key industry segments. Manufacturing, professional services, technology firms, and local retail establishments often qualify for federal financing through Small Business Administration programs in Monterey County.
Service-based businesses like plumbing contractors, HVAC technicians, landscaping companies, and electrical repair services frequently meet SBA eligibility requirements. Founders with strong credit histories and demonstrable revenue potential in Marina's coastal economic ecosystem typically receive favorable loan considerations.
