Fontana Small Business Administration

SBA Loans in Fontana, CA

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

SBA loans in Fontana, CA are a vital resource for growing businesses. StartCap provides expert guidance and flexible options to meet your financial needs. Start building a stronger future for your business today.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're California's Small Business Launchpad

We're More Than Fontana SBA Loans

Businesses in San Bernardino County trust StartCap to provide financing solutions that grow with them. We offer a range of options tailored to meet your business’s unique needs, ensuring you have the resources to succeed.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Fontana or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

San Bernardino County

Find SBA Loans Near Fontana, CA

Entrepreneurs in Fontana and surrounding cities can access the support they need to grow. Our flexible financial solutions are tailored to meet the needs of every entrepreneur. From Bloomington to Pedley and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Fontana that can help with SBA loans?

Fontana, CA sits at the crossroads of innovation and small business growth, with local founders seeking financial support for their dreams. Small Business Administration (SBA) loans provide critical funding opportunities for new business owners looking to establish or expand operations in San Bernardino County.

Here are a few local suggestions:
  • Citizens Business Bank at Arrow Highway & Citrus Avenue
  • Wells Fargo Bank at Sierra Lakes Parkway & Foothill Boulevard
  • Chase Bank at Fontana Avenue & Sierra Avenue
  • Bank of America at Baseline & Arrowhead Avenue
  • California Bank & Trust at Valley Boulevard & Dolores Street
  • First Foundation Bank at Sierra Lakes Parkway

Local start-ups interested in SBA loan programs can explore various options like 7(a) loans for working capital, equipment purchases, and real estate acquisitions. Regional financial institutions understand the unique economic dynamics of Fontana's manufacturing and logistics sectors, offering tailored financing solutions for growing businesses.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Fontana, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Fontana, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

In Fontana, CA, small business owners spanning various sectors can access SBA loans through specific qualifying criteria. Local restaurants, automotive service centers, construction companies, and professional service providers like HVAC technicians and electrical contractors frequently benefit from these federal funding opportunities.

Manufacturing businesses, retail establishments, and service-oriented enterprises near Mount Baldy Road often meet SBA loan requirements. San Bernardino County's economic development programs support startups and established companies seeking financial resources to expand operations and sustain growth in this dynamic commercial environment.

Elevate Yourself

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