SBA Loans in Fillmore, CA
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Fillmore, CA are the key to unlocking your business’s potential. StartCap provides flexible funding options and personalized support, ensuring you get the resources you need to succeed. Start growing your business with us.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Fillmore SBA Loans
StartCap provides tailored financial solutions that help businesses in Ventura County thrive. Whether you need funding for growth, expansion, or operational needs, we offer flexible options designed to meet your unique goals.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Fillmore or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Fillmore, CA
In Fillmore and surrounding areas, entrepreneurs can find the financial resources that will help them succeed. Tailored solutions are available to meet your specific needs and drive growth. From Moorpark to Ojai and beyond, we're your credit line specialists.
SBA Loan FAQ's
Fillmore's agricultural roots and small-town charm create an intriguing backdrop for business financing in CA. Local founders seeking SBA loans find themselves exploring strategic options beyond traditional banking, particularly in a region defined by citrus groves and agricultural innovation.
Here are a few local suggestions:- Bank of the Sierra at Main Street & Grand Avenue
- Ventura County Credit Union at Centro Drive & Market Street
- Santa Paula Bank at Harvard Boulevard & 10th Street
- Ojai Valley Community Bank at Ojai Road & Signal Street
- Coast Valley Bank at Central Avenue & Thompson Boulevard
Small business owners investigating SBA loan opportunities in Fillmore can leverage multiple financing strategies. Government-backed loans like 7(a), 504, and microloans provide critical capital for equipment purchases, real estate acquisition, working capital, and startup expenses across diverse industry sectors.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Fillmore, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Fillmore, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small business owners in Fillmore, CA can access SBA loans through various local financial institutions. Qualifying enterprises include agricultural service providers, hospitality establishments, retail stores, and professional service companies operating within Ventura County's diverse economic ecosystem.
Specific business types eligible for SBA financing range from family-owned restaurants and construction firms to HVAC contractors, plumbing services, and specialty retail shops. Local founders must demonstrate strong credit history, viable business plans, and meaningful community economic potential to secure loan approvals.
