Fullerton Small Business Administration

SBA Loans in Fullerton, CA

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

Get Pre-Approved  
No Impact on Credit!
Avatar photo
Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
SBA Loan Image
A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

StartCap offers SBA loans in Fullerton, CA, tailored for start-ups and small businesses. Our competitive rates and efficient process give you the financial boost you need to grow. Launch your business dreams with StartCap today.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
Low Rates Icon

Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

25 Year Icon

Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

Equipment Icon

Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're California's Small Business Launchpad

We're More Than Fullerton SBA Loans

Businesses in Orange County can rely on StartCap for the financial support they need to succeed. Our customized solutions are designed to provide the resources necessary to help you scale and grow your operations effectively.

Launchpad Image

From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

Marketing Image
Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Fullerton or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Orange County

Find SBA Loans Near Fullerton, CA

In Fullerton and surrounding cities, entrepreneurs can access flexible financial solutions that help support growth. Our tailored resources are available to meet your unique needs and goals. From Anaheim to Garden Grove and beyond, we're your credit line specialists.

Map Image

SBA Loan FAQ's

  Are there any local lenders in Fullerton that can help with SBA loans?

Fullerton, CA radiates entrepreneurial spirit within Orange County's dynamic business ecosystem. Local founders seeking SBA loan opportunities discover multiple financing strategies tailored for small business growth across this education-rich community anchored by California State University.

Here are a few local suggestions:
  • Wells Fargo Bank at Harbor Boulevard & Commonwealth Avenue
  • Bank of America at State College Boulevard & Orangethorpe Avenue
  • Chase Bank at Bastanchury Road & Brea Boulevard
  • First Citizens Bank at Raymond Avenue & Nutwood Avenue
  • US Bank at Chapman Avenue & Euclid Street
  • Pacific Western Bank at Placentia Avenue & Commonwealth Avenue

SBA loan programs like 7(a), 504, and microloans support equipment purchases, working capital, real estate acquisitions, and expansion initiatives for new business owners. Local financial institutions understand regional economic dynamics and offer personalized guidance through complex funding requirements.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Fullerton, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Fullerton, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

Small business owners in Fullerton, CA can access SBA loans for various enterprises within Orange County's dynamic commercial ecosystem. Retail shops, restaurants, professional services, and manufacturing firms near California State University qualify for funding support from local lending institutions.

Service-based businesses like plumbing contractors, HVAC technicians, electrical repair companies, and landscaping enterprises frequently secure Small Business Administration loan approvals. Local start-ups near downtown Fullerton's historic district often receive financial assistance through streamlined application processes.

Elevate Yourself

Get Pre-Approved