SBA Loans in Plano, TX
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
StartCap specializes in SBA loans in Plano, TX, offering flexible terms and competitive rates. Our expert support ensures your funding process is smooth and efficient. Take your business to the next level with us.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Plano SBA Loans
StartCap is dedicated to helping businesses in Collin County reach their full potential. Our range of financial solutions is designed to provide the support and resources needed to achieve your business goals.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Plano or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Plano, TX
For those in Plano and nearby areas, flexible financing options are available to help you grow. Entrepreneurs can find the right support to move forward and overcome any challenges. From Murphy to Rowlett and beyond, we're your credit line specialists.
SBA Loan FAQ's
Plano, TX stands out as a dynamic business hub with its sprawling tech corridors and innovative economic ecosystem. Local founders seeking SBA loan opportunities will find a diverse array of financing resources tailored to small business growth in the Dallas-Fort Worth metroplex.
Here are a few local suggestions:- Bank of America at Legacy Drive & Preston Road
- Chase Bank at Parker Road & Independence Parkway
- Wells Fargo at Broadway Street & 75 Highway
- Frost Bank at Alma Drive & Central Expressway
- Capital One at McDermott Road & North Dallas Tollway
- Comerica Bank at Spring Creek Parkway & U.S. Highway 75
SBA loans in Plano range from 7(a) programs supporting working capital to 504 loans financing major fixed assets like equipment or real estate. Local business owners can explore multiple financing strategies, with StartCap potentially offering additional guidance for strategic loan matching across Texas.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Plano, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Plano, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Plano, TX, small businesses spanning diverse sectors like technology, professional services, retail, and manufacturing can qualify for SBA loans. Local founders in Collin County seeking financial support may find opportunities through programs like 7(a) loans, microloans, and 504 commercial real estate financing.
Service-based enterprises such as plumbing contractors, HVAC specialists, electricians, and lawn care businesses near Legacy West and The Shops at Legacy frequently meet SBA lending criteria. Restaurant owners, professional consulting firms, and medical practices in the Plano business ecosystem also represent potential candidates for federal small business funding.
