Great Rates, Less Requirements & Smaller Down Payments
Small businesses in Mexia, TX benefit from StartCap’s hassle-free SBA loans. Our competitive rates and tailored guidance provide the support you need to thrive. Take the next step in your business journey with us.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Mexia SBA Loans
At StartCap, we provide businesses in Limestone County with the tools and resources they need to grow and succeed. Our flexible financial solutions are designed to meet your needs, whatever challenges you may face.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Mexia or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Mexia, TX
In Mexia and neighboring cities, entrepreneurs have access to financial solutions tailored to their needs. Our flexible support helps scale businesses and achieve long-term success. From Corsicana to Ennis and beyond, we're your credit line specialists.
SBA Loan FAQ's
Mexia, TX thrives as a small business hub nestled in Limestone County, with local founders seeking reliable financing options for their growth strategies. Small business owners exploring SBA loan opportunities will find multiple pathways to support their entrepreneurial dreams in this dynamic Texas community.
Securing appropriate business funding requires strategic research and understanding of local lending environments. Small enterprises benefit from targeted loan programs designed to fuel expansion, equipment purchases, working capital, and real estate acquisitions.
Here are a few local suggestions:- Regions Bank at Hwy 84 & S Baker St
- First National Bank of Mexia at N Collin St & E Milam St
- Citizens State Bank at Highway 31 & Main Street
- Wells Fargo Bank at Highway 84 West
- Texas National Bank near Downtown Mexia
- United Bank of Texas at Main Street Central
Interest rates for SBA loans in Mexia, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Mexia, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Mexia, TX, local businesses spanning various sectors like agricultural services, retail shops, and professional consulting firms may qualify for SBA loans. Small enterprises in Limestone County, including service-based operations such as plumbing, HVAC, and electrical contracting, can explore funding opportunities through Small Business Administration programs.
Founders operating restaurants, construction companies, and technology startups in this rural Texas community might access different loan types. Qualifying businesses typically need strong credit histories, demonstrated revenue potential, and alignment with SBA lending guidelines specific to Mexia's economic development strategies.