Great Rates, Less Requirements & Smaller Down Payments
SBA loans in La Feria, TX from StartCap are a smart choice for small businesses. Flexible terms and dedicated support ensure your funding needs are met. Propel your business forward with our trusted solutions.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than La Feria SBA Loans
StartCap empowers businesses in Cameron County with financial solutions that foster growth and development. Whether you're scaling up or managing cash flow, we offer the tools necessary to take your business to the next level.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in La Feria or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near La Feria, TX
For entrepreneurs in La Feria and beyond, financial solutions are tailored to meet your needs. We offer the support necessary to help you grow and succeed in today’s competitive market. From Mercedes to Los Fresnos and beyond, we're your credit line specialists.
SBA Loan FAQ's
La Feria, TX harbors a dynamic small business ecosystem where founders seek strategic financial support through SBA loan programs. The agricultural-rich Cameron County presents unique opportunities for local start-ups looking to secure funding for expansion, equipment purchases, or operational enhancements.
Here are a few local suggestions:- First Community Bank at Main Street & FM 498
- Valley State Bank at Business 77 & Price Road
- Rio Grande Credit Union at Sebastian Road & FM 506
- Texas Regional Bank at Expressway 83 & Industrial Drive
SBA loan options like 7(a), 504, and microloans offer flexible financing solutions for businesses in La Feria. Local lenders understand the agricultural and small business nuances specific to Cameron County, providing tailored financial strategies that support regional economic growth.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in La Feria, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in La Feria, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Cameron County's La Feria, TX, local businesses spanning retail, agriculture, service industries, and food establishments often qualify for SBA loan programs. Small enterprises like restaurants, repair shops, landscaping companies, and boutique stores frequently meet initial lending criteria for financial support.
Qualifying businesses typically require strong credit histories, demonstrated revenue potential, and operational roots in the La Feria region. Manufacturing ventures, construction firms, professional services, and family-owned establishments serving Cameron County can access various Small Business Administration financing options through local lending institutions.