Great Rates, Less Requirements & Smaller Down Payments
Empowering small businesses through SBA loans in San Rafael, CA, StartCap delivers tailored solutions. With competitive rates and easy applications, we help your business soar. Let us fuel your growth journey today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than San Rafael SBA Loans
StartCap offers businesses in Marin County customized financial solutions to help them achieve their growth goals. Whether you need support for expansion, innovation, or managing cash flow, we provide the resources to make it happen.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in San Rafael or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near San Rafael, CA
For entrepreneurs in San Rafael and beyond, financial solutions designed to facilitate growth are available. Tailored support helps you meet your goals and succeed in today’s competitive marketplace. From San Anselmo to Novato and beyond, we're your credit line specialists.
SBA Loan FAQ's
San Rafael, tucked in Marin County, CA, presents a dynamic small business environment where founders seek strategic financial support through SBA loans. Local business owners exploring funding options find multiple avenues for growth, with specialized lending resources designed to empower emerging enterprises in the North Bay region.
Here are a few local suggestions:- Bank of Marin at 4th Street & B Street
- Canal Community Bank at 2nd Street & Canal Street
- First Republic Bank at 3rd Street & D Street
- Redwood Credit Union at 5th Avenue & E Street
- Mechanics Bank at Main Street & 2nd Avenue
- US Bank at Lincoln Avenue & 4th Street
SBA loan programs like 7(a), 504, and microloans offer flexible financing for purchasing equipment, refinancing debt, working capital, and real estate acquisition. Local start-ups in San Rafael's technology and service sectors can leverage these funding mechanisms to transform innovative concepts into sustainable business models.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in San Rafael, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in San Rafael, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
San Rafael's diverse business ecosystem attracts SBA loan opportunities for various local enterprises. Small businesses in retail, professional services, healthcare, and technology sectors frequently qualify for financing through the Small Business Administration's supportive programs.
Manufacturing firms, restaurant establishments, construction companies, and service-based businesses like plumbing, electrical contracting, and landscaping often meet SBA lending criteria in Marin County. Local founders should consult with authorized lenders to assess their specific eligibility requirements.