South San Francisco Small Business Administration

SBA Loans in South San Francisco, CA

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

Get Pre-Approved  
No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

Fuel your entrepreneurial journey with SBA loans in South San Francisco, CA from StartCap. We make securing funding seamless and stress-free so you can focus on building your dream business. Success starts with StartCap.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're California's Small Business Launchpad

We're More Than South San Francisco SBA Loans

At StartCap, we provide businesses in San Mateo County with the financial tools necessary to grow and succeed. Our tailored solutions are designed to help you overcome challenges and achieve your long-term goals with ease.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in South San Francisco or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

San Mateo County

Find SBA Loans Near South San Francisco, CA

For those in South San Francisco and nearby areas, flexible financing options are available to help you grow. Entrepreneurs can find the right support to move forward and overcome any challenges. From San Bruno to El Granada and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in South San Francisco that can help with SBA loans?

South San Francisco pulses with entrepreneurial energy, drawing local start-ups and business founders seeking strategic financial support. The city's industrial corridor and proximity to Silicon Valley create a dynamic environment for small business growth, especially for those pursuing SBA loan opportunities.

Here are a few local suggestions:
  • Wells Fargo at Grand Avenue & Airport Boulevard
  • Bank of the West at El Camino Real & Maple Street
  • First Republic Bank at North Street & Airport Boulevard
  • East West Bank at Linden Avenue & Miller Road
  • Silicon Valley Bank at Spruce Street & Airport Parkway

SBA loans offer critical resources for business expansion, covering expenses like equipment purchases, working capital, and commercial real estate investments. Local financial institutions in CA understand the unique funding requirements of small businesses, providing tailored loan programs designed to support growth and sustainability.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in South San Francisco, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in South San Francisco, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

Small businesses in South San Francisco, CA can access SBA loans across various industries. Retail shops, restaurants, professional services like law firms, tech startups, and local contractors including plumbers and HVAC specialists typically qualify for financing through the Small Business Administration.

Qualifying businesses must operate within San Mateo County and meet federal guidelines. Manufacturing, healthcare services, construction companies, and commercial service providers near Silicon Valley often receive support through SBA loan programs targeting regional economic development initiatives.

Elevate Yourself

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