Hard Money Loans in White Plains, NY
Scoop up that commercial or residential property quickly, no long waiting games or excessive paperwork
Get Pre-Approved
Waiting Could Cost You, Everything
For businesses in White Plains, NY, StartCap provides hard money loans designed specifically for real estate investments. From residential properties to commercial spaces, our financing solutions offer the speed and flexibility to help you capitalize on prime real estate opportunities.
Fast Approval Decisions
Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.
Asset-Based Lending
Leverage your property as collateral to secure the funding you need, even without perfect credit.
Flexible Repayment Options
Choose a repayment plan that works best for your project, with terms that fit your needs.
More Than White Plains Hard Money Loans
Entrepreneurs in Westchester County rely on StartCap’s unsecured loans and customized credit products to turn their business visions into reality. We offer financing options that allow businesses to invest in their growth while maintaining financial flexibility.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in White Plains or nationwide.
Here's a truck load of stuff to get kicked off
Find Hard Money Loans Near
White Plains, NY
StartCap helps businesses in White Plains and nearby cities access the hard money loans they need to succeed. Whether you’re scaling up or investing in new projects, our financing options make it easy to achieve your goals. Explore the cities we serve and see how we can assist. From Hartsdale to Dobbs Ferry and beyond, we're your real estate partner.
Hard Money FAQ's
Local property investors and founders in Westchester County, NY often seek alternative financing options for residential and commercial real estate projects. Hard money lenders in White Plains provide specialized short-term funding solutions for quick property acquisitions, renovations, and development opportunities throughout NY.
Private lending firms, investment groups, and specialized real estate financing companies operate in the White Plains area, offering flexible funding for diverse property investments. While exact lender lists vary, potential sources include local real estate investment networks, online lending platforms, and regional hard money loan specialists serving NY's dynamic property market.
Interest rates for hard money loans in White Plains typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
White Plains, NY real estate investors leverage hard money loans across multiple property types in Westchester County. These flexible financing options support residential and commercial investments near downtown and surrounding suburban areas.
Investment properties like multi-family homes, single-family residences, townhouses, and commercial buildings including retail spaces and office complexes qualify for hard money lending. Experienced property developers frequently utilize these short-term financing strategies in the White Plains market.
