Hard Money Loans in Merrick, NY
Scoop up that commercial or residential property quickly, no long waiting games or excessive paperwork
Get Pre-Approved
Waiting Could Cost You, Everything
In Merrick, NY, StartCap’s hard money loans offer real estate investors a fast and reliable funding solution. Whether you are working on a residential or commercial project, we provide the capital you need to move quickly and efficiently.
Fast Approval Decisions
Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.
Asset-Based Lending
Leverage your property as collateral to secure the funding you need, even without perfect credit.
Flexible Repayment Options
Choose a repayment plan that works best for your project, with terms that fit your needs.
More Than Merrick Hard Money Loans
Entrepreneurs in Nassau County rely on StartCap for unsecured funding and customized credit options to fuel their success. We provide flexible financial solutions that empower your business to grow and thrive in competitive markets.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Merrick or nationwide.
Here's a truck load of stuff to get kicked off
Find Hard Money Loans Near
Merrick, NY
Businesses in Merrick and nearby cities can rely on StartCap for hard money loans that deliver fast and flexible funding. Whether you’re expanding, investing, or upgrading, we provide the financial resources you need to achieve your goals. Learn more about the cities we serve. From Bellmore to Uniondale and beyond, we're your real estate partner.
Hard Money FAQ's
In Nassau County's Merrick area, securing hard money loans requires strategic research across local lending networks. Property investors and real estate professionals seeking alternative financing options often explore specialized lending sources throughout NY that focus on residential and commercial property transactions.
Local private lenders, real estate investment groups, and mortgage brokers in Suffolk and Nassau Counties might offer hard money lending solutions. While specific providers vary, property investors should assess individual loan terms, evaluate funding criteria, and consider connections through professional real estate associations serving Long Island's dynamic investment landscape.
Interest rates for hard money loans in Merrick typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
In Nassau County's Merrick, NY, hard money loans offer diverse financing options for real estate investors targeting residential and commercial properties. The local market's dynamic nature allows quick funding for single-family homes, multi-unit dwellings, and renovation projects near Long Island's southern shore.
Property types eligible for hard money loans in Merrick include fix-and-flip residential properties, rental investment homes, townhouses, vacant land parcels, and small commercial spaces like retail storefronts or professional offices near Merrick Road's bustling corridor.
