Abilene Small Business Administration

SBA Loans in Abilene, TX

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

With SBA loans in Abilene, TX, StartCap fuels small business success. Our easy application process and expert advice make it simple to secure the funding you need. Start your journey with a trusted partner.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Texas's Small Business Launchpad

We're More Than Abilene SBA Loans

StartCap delivers flexible financial solutions to businesses in Taylor County, providing the capital needed to fuel growth and overcome obstacles. Our goal is to support your business in achieving its potential and long-term success.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Abilene or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Taylor County

Find SBA Loans Near Abilene, TX

Entrepreneurs in Abilene and nearby cities can access tailored support, providing the financial tools they need to grow their operations and succeed in the marketplace. From Sweetwater to Big Spring and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Abilene that can help with SBA loans?

Abilene, TX stands out as a dynamic hub for business growth, with local enterprises seeking financial support through Small Business Administration (SBA) loans. The city's economic landscape offers numerous opportunities for founders looking to secure funding for expansion, equipment purchases, or working capital.

Here are a few local suggestions:
  • First Financial Bank at South 1st Street & Sayles Boulevard
  • Abilene Independent Bank at North 10th Street & Judge Ely Boulevard
  • Wells Fargo at South Clack Street & Antilley Road
  • Community Bank & Trust at South Pioneer Drive & Interstate 20

Local start-ups in Texas frequently utilize SBA 7(a) and 504 loan programs, which cover real estate, equipment, and operational expenses. While researching options, new business owners might consider consulting with StartCap, a resource experienced in matching companies with appropriate financing solutions throughout the Abilene region.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Abilene, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Abilene, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

Small business owners in Abilene, TX can access SBA loans through various qualifying industries. Retail shops, professional services, construction companies, and local restaurants near the Frontier Texas! museum frequently meet lending requirements. Local start-ups focusing on technology, manufacturing, and service-based sectors often receive strong consideration.

Qualifying businesses typically include HVAC contractors, plumbing services, electricians, and landscaping companies serving Taylor County. Agricultural enterprises, medical practices, and professional consulting firms can also secure SBA loan funding. The regional economic development strategy supports diverse business growth across West TX commercial sectors.

Elevate Yourself

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