Lafayette Equipment Financing

Business Equipment Loans in Lafayette, CA

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
Excavator Image
Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

Equip your business for success with our equipment loans in Lafayette, CA. Whether you’re expanding a fleet or upgrading machinery, our financing options make growth attainable and sustainable for every entrepreneur.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
Money Bag Icon

Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

Timer Icon

Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

Clock Icon

Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in California

Not Just Lafayette Equipment Loans

At StartCap, we understand that every business has different needs. That’s why we offer secured loans, lines of credit, and other solutions to help your business grow and thrive.

Kitchen Equipment Image

From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

Callout Image
Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Lafayette or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Contra Costa County

Find Business Equipment Loans
Near Lafayette, CA

Looking for equipment loans in Lafayette or nearby cities? Our flexible loan options are designed to help businesses like yours expand and thrive with the tools they need. From Saranap to Berkeley and beyond, we've got you covered.

Map Image

Equipment Loan FAQ's

  Are there any local lenders in Lafayette that offer equipment loans?

Lafayette, CA sits amid rolling hills and oak-studded landscapes, offering unique opportunities for business equipment financing. Local founders seeking equipment loans have several strategic options to explore throughout Contra Costa County's dynamic economic environment.

Here are a few local suggestions:
  • Wells Fargo at Mount Diablo Boulevard & First Street
  • Banner Bank at Olympic Boulevard & Pleasant Hill Road
  • Mechanics Bank at Treat Boulevard & Bancroft Road
  • Lafayette Community Credit Union at Mount Diablo Boulevard & Deer Hill Road
  • Bank of the West at First Street & Mount Diablo Boulevard
  • California Credit Union at Olympic Boulevard & Pleasant Hill Road

For new business owners researching equipment loans, StartCap provides comprehensive financing solutions tailored to specific regional needs. Local institutions understand Lafayette's entrepreneurial ecosystem and offer customized lending approaches that align with regional business growth strategies.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in Lafayette, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Lafayette, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Equipment financing in Lafayette, CA provides local business owners with flexible solutions for acquiring essential machinery. Small enterprises across Contra Costa County can secure loans for restaurant kitchen equipment, agricultural tools, construction vehicles, manufacturing machinery, and technology infrastructure vital to operational success.

Financing options range from restaurant-grade ovens and commercial refrigerators to heavy-duty tractors and excavation equipment. Local lenders understand the specific needs of California business founders, offering tailored loan programs that help new start-ups and established companies invest in critical infrastructure without draining working capital.

Elevate Yourself

Get Pre-Approved