McKinney Real Estate Funding

Hard Money Loans in McKinney, TX

Scoop up that commercial or residential property quickly, no long waiting games or excessive paperwork  

Get Pre-Approved  
No Impact on Credit!
Sara Johnson
Written by:
Sara Johnson
Senior Writer
Edited by:
Matt Labowski
Lead Editor
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Competition Can Be Fierce

Waiting Could Cost You, Everything

Real estate investors in McKinney, TX trust StartCap for hard money loans that provide quick and reliable financing. Whether you’re working on residential or commercial projects, we offer the capital you need to succeed.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Fast Approval Decisions

Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.

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Asset-Based Lending

Leverage your property as collateral to secure the funding you need, even without perfect credit.

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Flexible Repayment Options

Choose a repayment plan that works best for your project, with terms that fit your needs.

We're The Jack-of-All in Texas

More Than McKinney Hard Money Loans

StartCap delivers small business funding in Collin County, offering unsecured loans and flexible financial options that support growth. With our financing options, you can build a strong financial future for your business and achieve your entrepreneurial dreams.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in McKinney or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Collin County

Find Hard Money Loans Near
McKinney, TX

StartCap helps businesses in McKinney and nearby cities with quick and reliable hard money loans. Whether you need capital for a new project or an expansion, we’re here to provide the funding solutions you need to grow and succeed. Check out the cities we serve. From Fairview to Plano and beyond, we're your real estate partner.

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Hard Money FAQ's

  Are there any local hard money lenders in McKinney?

Exploring hard money loan options in McKinney, TX requires strategic research across local investment networks. Real estate investors and property developers in Collin County often seek alternative financing for residential and commercial projects through specialized lenders who understand local market dynamics.

Local private money lenders, real estate investment groups, and hard money specialists in TX frequently provide short-term financing solutions. Potential sources include private investors, mortgage brokers, and regional lending platforms serving McKinney's growing business ecosystem. StartCap represents one potential resource for founders seeking expedited property investment funding.

Interest rates for hard money loans in McKinney typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

McKinney's real estate market offers diverse opportunities for hard money loans across residential and commercial properties. With its strategic location in TX, investors can leverage financing for single-family homes, multi-unit dwellings, fix-and-flip projects, and commercial buildings near Highway 75.

Local property investors frequently utilize hard money loans for townhouses, condominiums, warehouse spaces, retail locations, and undeveloped land parcels in Collin County. These flexible financing options support real estate transactions for new business owners seeking quick funding outside traditional lending channels.

Elevate Yourself

Get Pre-Approved