Business Equipment Loans in McKinney, TX
Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit
You Have The Skills, Now Get The Tools
From cultivating crops to crafting coffee, our equipment loans in McKinney, TX, give you a clear runway for growth. Partner with us, and we’ll help you build your business into something stellar.
Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.
Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.
Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just McKinney Equipment Loans
Looking for a loan that fits your business needs? StartCap offers a variety of options, including secured loans, lines of credit, and more, to help your business get the boost it needs to succeed.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in McKinney or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near McKinney, TX
We offer equipment loans in McKinney and neighboring cities to help businesses secure the tools they need. Whether you’re expanding, upgrading, or just starting out, we’re here to support your growth. From Fairview to Plano and beyond, we've got you covered.
Equipment Loan FAQ's
McKinney, TX residents seeking equipment financing face a dynamic local business environment where strategic funding becomes crucial for growth. Small business owners in Collin County often require specialized lending solutions to acquire necessary operational machinery and technology.
Here are a few local suggestions:- Extraco Banks at North Central Expressway & Virginia Parkway
- First Community Credit Union at Virginia Parkway & Tennessee Street
- Bancorp South at McDonald Street & Kentucky Street
- Texas Heritage Bank at Louisiana Street & Tennessee Street
- Midland States Bank at Louisiana Street & Kentucky Street
- Legacy Texas Bank at Virginia Parkway & Central Expressway
StartCap offers comprehensive equipment loan solutions for local start-ups and established businesses across TX, understanding the nuanced financial requirements of McKinney's entrepreneurial ecosystem. Regional financial institutions provide tailored equipment financing options designed to support business infrastructure investments.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for equipment loans in McKinney, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in McKinney, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Equipment financing in McKinney, TX covers diverse machinery for local business growth. From construction vehicles to restaurant kitchen appliances, commercial loans support agricultural machinery, heavy-duty trucks, medical diagnostic tools, manufacturing equipment, and technology infrastructure for startup founders across Collin County.
Local lenders understand regional business needs, offering flexible financing solutions for new business owners. Restaurant entrepreneurs can secure ovens and refrigeration units, while construction firms might finance excavators, cranes, and specialized trailers through strategic lending programs tailored to Texas business development.
