SBA Loans in McKinney, TX
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
SBA loans in McKinney, TX are accessible and straightforward with StartCap. Our expert team ensures you have the financial resources needed to grow your business. Partner with us for dependable support and guidance.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than McKinney SBA Loans
StartCap delivers financial support to businesses in Collin County with options that help you grow and succeed. Our solutions are designed to be flexible and adaptable, helping you achieve your goals and tackle any challenges that arise.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in McKinney or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near McKinney, TX
Entrepreneurs in McKinney and nearby cities can access flexible financial support designed to meet their needs. Our solutions help facilitate growth and provide the tools necessary for success. From Fairview to Plano and beyond, we're your credit line specialists.
SBA Loan FAQ's
McKinney, TX reflects a dynamic business ecosystem where local founders seek strategic financial partnerships for growth. The city's economic landscape provides multiple avenues for small business owners exploring SBA loan opportunities across Collin County's thriving commercial environment.
Here are a few local suggestions:- Extraco Banks at Virginia Parkway & Community Drive
- First United Bank at Eldorado Parkway & Highway 380
- Neighborhood Credit Union at Tennessee Street & Louisiana Avenue
- Metrocrest Bank at Main Street & McDonald Street
- Legacy Texas Bank at Ridge Road & Stonebridge Drive
- Independent Bank at Central Expressway & University Drive
StartCap provides comprehensive SBA loan resources for new business owners seeking working capital, equipment financing, and real estate acquisition funds. Local lenders understand McKinney's unique commercial dynamics and offer tailored solutions matching small business growth strategies.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in McKinney, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in McKinney, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small business owners in McKinney, TX can access SBA loans through various qualifying industries. Retail shops, professional services, restaurants, construction companies, and technology startups often meet lending requirements in Collin County's dynamic business ecosystem.
Local service-based businesses like HVAC contractors, plumbing services, electrical firms, and lawn care enterprises frequently secure funding. Manufacturing, healthcare providers, and hospitality businesses in McKinney's growing commercial landscape also typically qualify for these crucial financial resources.
