Great Rates, Less Requirements & Smaller Down Payments
StartCap simplifies SBA loans in Mentone, CA, offering tailored solutions for small businesses. With flexible terms and expert guidance, we make funding your dreams straightforward and stress-free. Let us help power your entrepreneurial journey.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Mentone SBA Loans
Businesses in San Bernardino County can access StartCap’s comprehensive financial solutions tailored to their needs. Whether you’re expanding operations or optimizing cash flow, we offer the tools and support to make it happen.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Mentone or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Mentone, CA
For entrepreneurs in Mentone and neighboring cities, financial support is available to turn your ideas into reality. Our customized solutions provide the tools you need to grow. From Redlands to Cherry Valley and beyond, we're your credit line specialists.
SBA Loan FAQ's
Mentone, California sits tucked against the San Bernardino Mountains, offering entrepreneurs a strategic location for business growth. Local business owners seeking financial support for expansion or startup costs might find SBA loans an attractive financing option for their regional ventures.
Small business funding requires careful research and understanding of local financial resources. Researching regional lending institutions that specialize in government-backed loan programs can provide founders with targeted support for their specific business needs.
Here are a few local suggestions:- First Savings Bank of San Bernardino at Mentone Boulevard & Alabama Street
- California Community Credit Union at Mountain View Avenue & Citrus Street
- San Bernardino County Bank at Fifth Street & Orange Drive
- Inland Empire Federal Credit Union at Cypress Avenue & Highland Boulevard
Interest rates for SBA loans in Mentone, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Mentone, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in Mentone, California near San Bernardino County often qualify for SBA loans across diverse sectors. Local restaurants, professional service providers, retail shops, construction companies, and technology startups frequently meet federal lending requirements within this mountain-adjacent community.
Qualifying businesses must demonstrate financial stability, strong credit history, and operational potential in Mentone's local economic ecosystem. Service-based enterprises like plumbing contractors, HVAC technicians, landscaping businesses, and independent professional consultants typically represent prime candidates for Small Business Administration lending programs.