Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Highland, CA from StartCap provide flexible solutions for small businesses. Our competitive rates and simple process ensure you have the resources to grow. Let us support your business every step of the way.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Highland SBA Loans
StartCap is proud to help businesses in San Bernardino County succeed by offering flexible financing solutions designed to meet your unique needs. Our team is committed to providing the capital and support your business deserves.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Highland or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Highland, CA
Entrepreneurs in Highland and nearby cities can access flexible financial support designed to meet their needs. Our solutions help facilitate growth and provide the tools necessary for success. From San Bernardino to Bloomington and beyond, we're your credit line specialists.
SBA Loan FAQ's
Amid San Bernardino County's dynamic business terrain, Highland, CA presents intriguing opportunities for founders seeking small business financing. Local business owners exploring SBA loan options find themselves navigating a complex financial ecosystem with multiple potential resources for strategic funding.
Here are a few local suggestions:- Citizens Business Bank at Base Line & Boulder Ave
- San Bernardino County Credit Union at Sterling Ave & Base Line Rd
- California Bank & Trust at Palm Ave & Highland Ave
- OneWest Bank at Base Line & Del Rosa Ave
- First Financial Credit Union at 5th Street & Medical Center Dr
- Mechanics Bank at Base Line & Palm Ave
SBA loan programs like 7(a), 504, and microloans offer critical support for equipment purchases, working capital, real estate acquisitions, and business expansion. Local new business owners can leverage these financial tools to transform entrepreneurial visions into sustainable enterprises within Highland's growing economic landscape.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Highland, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Highland, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Highland, CA, small businesses spanning various sectors can tap into SBA loan opportunities. Local service providers like plumbing contractors, HVAC technicians, and electrical companies frequently qualify. Retail establishments, restaurants, and professional service firms in San Bernardino County often meet standard lending criteria.
Manufacturing businesses, construction companies, and technology startups situated in the Highland region may secure SBA financing. Qualifying factors include business size, operational history, credit standing, and demonstrable revenue potential. Local founders should consult with authorized SBA lenders to assess specific eligibility requirements.