SBA Loans in Ontario, CA
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
StartCap’s SBA loans in Ontario, CA are designed with your small business in mind. From competitive rates to expert support, we provide everything you need to succeed. Partner with us for your financial growth.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Ontario SBA Loans
Businesses in San Bernardino County can rely on StartCap for the financial support they need to succeed. Our customized solutions are designed to provide the resources necessary to help you scale and grow your operations effectively.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Ontario or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Ontario, CA
In Ontario and its neighboring cities, entrepreneurs have the opportunity to access a wide range of financial resources that can make all the difference in reaching their business goals. From Upland to San Dimas and beyond, we're your credit line specialists.
SBA Loan FAQ's
Ontario's diverse economic landscape offers promising opportunities for business growth, with small business owners seeking strategic financial support through SBA loans. Local founders exploring funding options find California's Inland Empire region particularly receptive to small enterprise development.
Here are a few local suggestions:- Citizens Business Bank at Euclid Ave & 4th Street
- Chase Bank at Haven Ave & 4th Street
- Wells Fargo Bank at Mountain Ave & 4th Street
- OnCore Credit Union at Milliken Ave & Ontario Mills Parkway
- First Foundation Bank at Haven Ave & Airport Drive
- Opus Bank at Central Ave & Edison Court
SBA loan programs cover diverse business needs, including equipment purchases, working capital, and commercial real estate acquisitions. Local start-ups benefit from multiple financing structures like 7(a) loans, microloans, and 504 commercial property financing options tailored to Ontario's dynamic business ecosystem.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Ontario, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Ontario, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Ontario, California, SBA loans support diverse business types across San Bernardino County's economic landscape. Small professional services, construction firms, retail establishments, and local manufacturing companies often qualify for funding through the Small Business Administration's comprehensive loan programs.
Service-based businesses like plumbing contractors, electrical repair shops, HVAC specialists, and landscaping companies frequently meet SBA lending requirements. Startups and established enterprises in Ontario's dynamic commercial sectors can explore loan opportunities tailored to their specific operational needs and growth strategies.
