Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Upland, CA offer small businesses a reliable way to secure funding. StartCap’s competitive options and expert guidance ensure you get the support you need. Propel your business forward with confidence.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Upland SBA Loans
At StartCap, we understand the challenges businesses face. That’s why we provide businesses in San Bernardino County with customized financial solutions designed to help them achieve their goals and navigate obstacles with confidence.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Upland or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Upland, CA
Entrepreneurs in Upland and nearby cities can benefit from financial resources that are tailored to help them succeed. Customized solutions are available to help grow your business with ease. From Ontario to Diamond Bar and beyond, we're your credit line specialists.
SBA Loan FAQ's
Upland, CA sits within San Bernardino County's dynamic business ecosystem, offering small business owners diverse financing opportunities through local SBA loan programs. Local founders seeking capital for expansion, equipment purchases, or working capital have multiple strategic lending resources available throughout the region.
Here are a few local suggestions:- California Bank of Commerce at Foothill Blvd & Mountain Ave
- Citizens Business Bank at Arrow Hwy & Central Ave
- OneWest Bank at Euclid Ave & Arrow Hwy
- First Foundation Bank at 8th St & Euclid Ave
- Torrey Pines Bank at Haven Ave & Arrow Hwy
- Pacific Western Bank at Mountain Ave & Arrow Hwy
SBA loan options like 7(a) loans, microloans, and 504 commercial real estate financing provide local start-ups with flexible funding solutions. Entrepreneurs can leverage these programs to purchase property, refinance existing debt, acquire equipment, or manage operational expenses across various industry sectors.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Upland, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Upland, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Upland, San Bernardino County, small business owners can leverage SBA loans for various enterprises. Retail shops, restaurants, professional services, and local contractors like plumbers and electricians often qualify for federal funding support through Small Business Administration programs.
Manufacturing firms, tech startups, and service-based businesses around the Ontario International Airport corridor frequently meet SBA loan requirements. Qualifying criteria typically include business size, operational history in CA, and demonstrating financial need for growth and operational expansion.