SBA Loans in Oildale, CA
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Oildale, CA provide the foundation for small business growth. StartCap’s competitive options and expert guidance make securing funding easy. Let us help fuel your success with flexible financing solutions.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Oildale SBA Loans
Businesses in Kern County can count on StartCap for flexible financial solutions. We offer a range of options designed to meet your unique needs and help you grow, scale, and succeed in today’s business environment.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Oildale or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Oildale, CA
Entrepreneurs in Oildale and nearby locations can benefit from financial solutions that are crafted to help them thrive. Our flexible options provide the necessary support for growth. From Bakersfield to Bear Valley Springs and beyond, we're your credit line specialists.
SBA Loan FAQ's
Oildale's economic landscape intertwines agricultural heritage with small business innovation. Local founders seeking SBA loan opportunities find themselves exploring multiple financial resources across Kern County's dynamic business ecosystem.
Here are a few local suggestions:- Bank of the Sierra at Chester Avenue & Brundage Lane
- Kern Schools Federal Credit Union at Ming Avenue & Ashe Road
- California Bank of Commerce at Stockdale Highway & Calloway Drive
- Valley Strong Credit Union at Coffee Road & Brimhall Road
SBA loan programs like 7(a), 504, and microloans provide critical funding for equipment purchases, working capital, real estate acquisitions, and business expansion. New business owners in CA can leverage these financing options to transform entrepreneurial visions into sustainable economic realities.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Oildale, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Oildale, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Kern County's Oildale, small business owners can access SBA loans across multiple industries. Local contractors, service professionals like plumbers and electricians, and retail establishments may qualify based on specific lending criteria. The lending environment supports small ventures seeking financial growth.
Bakersfield-adjacent businesses in manufacturing, agricultural support services, and professional consulting often meet SBA requirements. Start-ups with strong business plans and demonstrated economic potential can secure funding through various loan programs targeting Kern County entrepreneurs.
