Allen Small Business Administration

SBA Loans in Allen, TX

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

Fuel your business ambitions with SBA loans in Allen, TX from StartCap. Our simplified process and flexible options give you the financial tools you need to grow. Achieve your business goals with us.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Texas's Small Business Launchpad

We're More Than Allen SBA Loans

StartCap offers businesses in Collin County tailored financial solutions to support their growth and success. Whether you need resources to scale, manage cash flow, or explore new opportunities, we are here to help you thrive.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Allen or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Collin County

Find SBA Loans Near Allen, TX

Located in Allen or a nearby city? There are financial resources available to help entrepreneurs succeed. Customized solutions are designed to support growth at every stage of the journey. From Fairview to Princeton and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Allen that can help with SBA loans?

Allen, TX stands out with its dynamic tech corridor and flourishing business ecosystem, drawing innovative founders seeking strategic financial support. Small business owners exploring SBA loan opportunities find multiple local resources tailored to their growth ambitions in Collin County's thriving economic landscape.

Here are a few local suggestions:
  • Wells Fargo at US-75 & Exchange Parkway
  • Frost Bank at McDermott Drive & Allen Heights Boulevard
  • Independent Bank at Central Expressway & Exchange Parkway
  • Chase Bank at Allen Drive & Medical Center Boulevard
  • Texas Capital Bank at Watters Road & US-75
  • BBVA at State Highway 121 & Allen Heights Drive

SBA loan programs like 7(a), 504, and microloans provide critical funding for equipment purchases, working capital, and real estate acquisitions. Local start-ups in Allen frequently leverage these financing options to transform entrepreneurial visions into sustainable business models with strategic financial guidance.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Allen, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Allen, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

Small business owners in Allen, TX benefit from SBA loan opportunities across various industries. Local retail stores, professional services, technology startups, and service-based businesses like plumbing and HVAC companies frequently qualify for these financial resources near Collin County.

Manufacturers, construction firms, and professional consulting organizations in the Allen business district often secure SBA loan approvals. Restaurants, medical practices, and technology firms near the Allen Event Center represent prime candidates for small business financing through federal support programs.

Elevate Yourself

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