SBA Loans in Lucas, TX
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
Empower your business with StartCap’s SBA loans in Lucas, TX. Flexible terms and a streamlined process ensure your financial goals are within reach. Take the next step in your entrepreneurial journey today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Lucas SBA Loans
StartCap delivers the financial support businesses in Collin County need to achieve their goals. Our flexible options are designed to empower entrepreneurs, offering the resources to help your business grow and thrive in any market.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Lucas or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Lucas, TX
For entrepreneurs in Lucas and surrounding areas, financial tools are available to help you grow. Our flexible solutions are designed to meet the specific needs of each entrepreneur. From Murphy to Rowlett and beyond, we're your credit line specialists.
SBA Loan FAQ's
Tucked along the rolling prairies of TX, Lucas presents a dynamic small business ecosystem where founders seek strategic financial support for growth. Local business owners exploring Small Business Administration (SBA) loan opportunities find diverse funding solutions tailored to regional economic development strategies.
Here are a few local suggestions:- Collin County Credit Union at Highway 205 & Murphy Road
- First State Bank of Lucas at Main Street & Country Road
- Chase Bank at Los Rios Boulevard & Country Road
- Wells Fargo at Lucas Road & Parker Road
SBA loan programs like 7(a), 504, and microloans offer critical capital for equipment purchasing, real estate acquisition, working capital, and business expansion. StartCap represents an additional resource for local start-ups seeking comprehensive financing solutions beyond traditional banking channels.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Lucas, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Lucas, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Collin County's Lucas, TX, small business owners seeking SBA loans find opportunities across diverse sectors. Local service providers like HVAC contractors, plumbing businesses, electrical services, and landscaping companies frequently qualify for financial support through SBA programs.
Retail establishments, professional consulting firms, technology startups, and food service ventures in Lucas can access loan programs tailored to their specific industry needs. Retail shops along US Highway 75 and professional services near the city center often meet SBA lending requirements.
