SBA Loans in Richardson, TX
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
With SBA loans in Richardson, TX, StartCap helps small businesses reach new heights. Our streamlined process and expert support make securing funding simpler than ever. Let us help fuel your business’s next big leap forward.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Richardson SBA Loans
StartCap provides tailored financial solutions that help businesses in Dallas County thrive. Whether you need funding for growth, expansion, or operational needs, we offer flexible options designed to meet your unique goals.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Richardson or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Richardson, TX
In Richardson and neighboring areas, entrepreneurs are equipped with the financial resources they need to succeed. Our solutions are designed to foster growth and help achieve long-term goals. From Plano to Rowlett and beyond, we're your credit line specialists.
SBA Loan FAQ's
Richardson, TX, a tech-driven suburb with a thriving business ecosystem near Dallas, offers diverse resources for founders seeking small business financing. Local business owners exploring Small Business Administration (SBA) loan opportunities will find multiple strategic lending options tailored to regional economic development needs.
Here are a few local suggestions:- Wells Fargo at Coit Road & Campbell Road
- First National Bank of Texas at Central Expressway & Beltline Road
- Chase Bank at Greenville Avenue & Belt Line Road
- Bank of America at Richardson Drive & Central Expressway
- Texas Dow Employees Credit Union at Collins Boulevard
- Extraco Banks at Plano Road & Campbell Road
SBA loan programs like 7(a), 504, and microloans provide critical capital for equipment purchases, working capital, real estate acquisitions, and startup costs. Local founders can leverage these financing tools to accelerate growth within Richardson's dynamic technology and innovation-focused business landscape.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Richardson, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Richardson, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Richardson, TX, SBA loans serve diverse business sectors within Dallas County's dynamic economic landscape. Local retail shops, technology startups, professional services, and home-based businesses like HVAC contractors, plumbing services, and digital marketing agencies frequently qualify for government-backed financing.
Small enterprises in Richardson's innovation corridor, particularly those aligned with telecommunications and software development, receive favorable loan considerations. Manufacturing firms, construction companies, and professional consulting practices meeting specific size and revenue criteria can access critical capital through SBA lending programs.
