Great Rates, Less Requirements & Smaller Down Payments
Fuel your entrepreneurial journey with SBA loans in Loma Linda, CA from StartCap. We make securing funding seamless and stress-free so you can focus on building your dream business. Success starts with StartCap.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Loma Linda SBA Loans
StartCap is proud to offer businesses in San Bernardino County a variety of financial solutions. Our tailored funding options are designed to meet your unique business needs, helping you overcome obstacles and achieve lasting success.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Loma Linda or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Loma Linda, CA
Entrepreneurs in Loma Linda and nearby cities can access flexible financial support designed to meet their needs. Our solutions help facilitate growth and provide the tools necessary for success. From Grand Terrace to Rubidoux and beyond, we're your credit line specialists.
SBA Loan FAQ's
Loma Linda, CA stands out with its medical research hub and diverse business ecosystem, offering fertile ground for new business owners seeking financial support. Local entrepreneurs exploring SBA loan opportunities will find multiple resources tailored to small business development in San Bernardino County.
Here are a few local suggestions:- California Bank of Commerce at Mountain View Avenue & Barton Road
- US Bank at Redlands Boulevard & Citrus Plaza
- First Foundation Bank at Loma Linda Boulevard & Anderson Street
- San Bernardino County Credit Union at Cajon Boulevard & Base Line
- Rabobank at Mountain View Avenue & Lugonia Avenue
SBA loan programs like 7(a), 504, and microloans provide critical funding for equipment purchases, real estate acquisitions, working capital, and business expansion. Founders can leverage these financial tools to transform innovative concepts into sustainable enterprises within Loma Linda's dynamic business community.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Loma Linda, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Loma Linda, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In the healthcare-centric community of Loma Linda, CA, local founders seeking SBA loans will find opportunities across medical services, professional practices, and service-based industries. Medical clinics, dental practices, and healthcare technology startups often qualify for Small Business Administration financing in San Bernardino County.
Service-sector businesses like plumbing contractors, HVAC specialists, and electrical companies in Loma Linda frequently meet SBA lending requirements. Retail establishments, local restaurants, and professional consulting firms near Loma Linda University can also explore federal loan programs tailored for small business growth in Southern California.